LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,036
−HK$755/mo
▼ 0.25% · 3.875%
HK$12,410
−HK$381/mo
Today · 4.125%
HK$12,791
baseline
▲ 0.50% · 4.625%
HK$13,569
+HK$778/mo
Deposit HK$2.64M · loan HK$2.64M · min. income ≈ HK$25,582/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$118,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,390
−HK$723/mo
▼ 0.25% · 3.875%
HK$13,749
−HK$364/mo
Today · 4.125%
HK$14,113
baseline
▲ 0.50% · 4.625%
HK$14,857
+HK$744/mo
Deposit HK$2.64M · loan HK$2.64M · min. income ≈ HK$28,226/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$118,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,443
−HK$906/mo
▼ 0.25% · 3.875%
HK$14,892
−HK$457/mo
Today · 4.125%
HK$15,349
baseline
▲ 0.50% · 4.625%
HK$16,283
+HK$934/mo
Deposit HK$2.11M · loan HK$3.17M · min. income ≈ HK$30,698/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$118,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,068
−HK$868/mo
▼ 0.25% · 3.875%
HK$16,499
−HK$437/mo
Today · 4.125%
HK$16,936
baseline
▲ 0.50% · 4.625%
HK$17,829
+HK$893/mo
Deposit HK$2.11M · loan HK$3.17M · min. income ≈ HK$33,872/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$118,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,850
−HK$1,057/mo
▼ 0.25% · 3.875%
HK$17,374
−HK$533/mo
Today · 4.125%
HK$17,907
baseline
▲ 0.50% · 4.625%
HK$18,996
+HK$1,089/mo
Deposit HK$1.58M · loan HK$3.69M · min. income ≈ HK$35,814/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$118,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,746
−HK$1,012/mo
▼ 0.25% · 3.875%
HK$19,248
−HK$510/mo
Today · 4.125%
HK$19,758
baseline
▲ 0.50% · 4.625%
HK$20,800
+HK$1,042/mo
Deposit HK$1.58M · loan HK$3.69M · min. income ≈ HK$39,516/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$118,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,665
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,338
−HK$685/mo
Today · 4.125%
HK$23,023
baseline
▲ 0.50% · 4.625%
HK$24,424
+HK$1,401/mo
Deposit HK$528K · loan HK$4.75M · min. income ≈ HK$46,046/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$118,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,102
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,748
−HK$656/mo
Today · 4.125%
HK$25,404
baseline
▲ 0.50% · 4.625%
HK$26,743
+HK$1,339/mo
Deposit HK$528K · loan HK$4.75M · min. income ≈ HK$50,808/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$118,762 · Scale 2, in force from 26 Feb 2026)