LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,366
−HK$7,548/mo
▼ 0.25% · 3.875%
HK$124,110
−HK$3,804/mo
Today · 4.125%
HK$127,914
baseline
▲ 0.50% · 4.625%
HK$135,697
+HK$7,783/mo
Deposit HK$26.39M · loan HK$26.39M · min. income ≈ HK$255,828/mo (50% DSR)
Upfront cash ≈ HK$28.64M (deposit + AVD stamp duty HK$2,243,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,905
−HK$7,235/mo
▼ 0.25% · 3.875%
HK$137,497
−HK$3,643/mo
Today · 4.125%
HK$141,140
baseline
▲ 0.50% · 4.625%
HK$148,580
+HK$7,440/mo
Deposit HK$26.39M · loan HK$26.39M · min. income ≈ HK$282,280/mo (50% DSR)
Upfront cash ≈ HK$28.64M (deposit + AVD stamp duty HK$2,243,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,439
−HK$9,057/mo
▼ 0.25% · 3.875%
HK$148,932
−HK$4,564/mo
Today · 4.125%
HK$153,496
baseline
▲ 0.50% · 4.625%
HK$162,836
+HK$9,340/mo
Deposit HK$21.11M · loan HK$31.67M · min. income ≈ HK$306,992/mo (50% DSR)
Upfront cash ≈ HK$23.36M (deposit + AVD stamp duty HK$2,243,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,687
−HK$8,681/mo
▼ 0.25% · 3.875%
HK$164,996
−HK$4,372/mo
Today · 4.125%
HK$169,368
baseline
▲ 0.50% · 4.625%
HK$178,296
+HK$8,928/mo
Deposit HK$21.11M · loan HK$31.67M · min. income ≈ HK$338,736/mo (50% DSR)
Upfront cash ≈ HK$23.36M (deposit + AVD stamp duty HK$2,243,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,512
−HK$10,567/mo
▼ 0.25% · 3.875%
HK$173,753
−HK$5,326/mo
Today · 4.125%
HK$179,079
baseline
▲ 0.50% · 4.625%
HK$189,975
+HK$10,896/mo
Deposit HK$15.84M · loan HK$36.95M · min. income ≈ HK$358,158/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$2,243,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,468
−HK$10,128/mo
▼ 0.25% · 3.875%
HK$192,495
−HK$5,101/mo
Today · 4.125%
HK$197,596
baseline
▲ 0.50% · 4.625%
HK$208,012
+HK$10,416/mo
Deposit HK$15.84M · loan HK$36.95M · min. income ≈ HK$395,192/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$2,243,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,658
−HK$13,586/mo
▼ 0.25% · 3.875%
HK$223,397
−HK$6,847/mo
Today · 4.125%
HK$230,244
baseline
▲ 0.50% · 4.625%
HK$244,254
+HK$14,010/mo
Deposit HK$5.28M · loan HK$47.51M · min. income ≈ HK$460,488/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$2,243,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,030
−HK$13,022/mo
▼ 0.25% · 3.875%
HK$247,494
−HK$6,558/mo
Today · 4.125%
HK$254,052
baseline
▲ 0.50% · 4.625%
HK$267,443
+HK$13,391/mo
Deposit HK$5.28M · loan HK$47.51M · min. income ≈ HK$508,104/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$2,243,404 · Scale 2, in force from 26 Feb 2026)