LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,377
−HK$7,548/mo
▼ 0.25% · 3.875%
HK$124,121
−HK$3,804/mo
Today · 4.125%
HK$127,925
baseline
▲ 0.50% · 4.625%
HK$135,709
+HK$7,784/mo
Deposit HK$26.40M · loan HK$26.40M · min. income ≈ HK$255,850/mo (50% DSR)
Upfront cash ≈ HK$28.64M (deposit + AVD stamp duty HK$2,243,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,918
−HK$7,235/mo
▼ 0.25% · 3.875%
HK$137,509
−HK$3,644/mo
Today · 4.125%
HK$141,153
baseline
▲ 0.50% · 4.625%
HK$148,593
+HK$7,440/mo
Deposit HK$26.40M · loan HK$26.40M · min. income ≈ HK$282,306/mo (50% DSR)
Upfront cash ≈ HK$28.64M (deposit + AVD stamp duty HK$2,243,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,452
−HK$9,058/mo
▼ 0.25% · 3.875%
HK$148,945
−HK$4,565/mo
Today · 4.125%
HK$153,510
baseline
▲ 0.50% · 4.625%
HK$162,851
+HK$9,341/mo
Deposit HK$21.12M · loan HK$31.67M · min. income ≈ HK$307,020/mo (50% DSR)
Upfront cash ≈ HK$23.36M (deposit + AVD stamp duty HK$2,243,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,701
−HK$8,683/mo
▼ 0.25% · 3.875%
HK$165,011
−HK$4,373/mo
Today · 4.125%
HK$169,384
baseline
▲ 0.50% · 4.625%
HK$178,312
+HK$8,928/mo
Deposit HK$21.12M · loan HK$31.67M · min. income ≈ HK$338,768/mo (50% DSR)
Upfront cash ≈ HK$23.36M (deposit + AVD stamp duty HK$2,243,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,527
−HK$10,568/mo
▼ 0.25% · 3.875%
HK$173,769
−HK$5,326/mo
Today · 4.125%
HK$179,095
baseline
▲ 0.50% · 4.625%
HK$189,993
+HK$10,898/mo
Deposit HK$15.84M · loan HK$36.95M · min. income ≈ HK$358,190/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$2,243,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,485
−HK$10,129/mo
▼ 0.25% · 3.875%
HK$192,513
−HK$5,101/mo
Today · 4.125%
HK$197,614
baseline
▲ 0.50% · 4.625%
HK$208,031
+HK$10,417/mo
Deposit HK$15.84M · loan HK$36.95M · min. income ≈ HK$395,228/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$2,243,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,678
−HK$13,588/mo
▼ 0.25% · 3.875%
HK$223,418
−HK$6,848/mo
Today · 4.125%
HK$230,266
baseline
▲ 0.50% · 4.625%
HK$244,277
+HK$14,011/mo
Deposit HK$5.28M · loan HK$47.51M · min. income ≈ HK$460,532/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$2,243,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,052
−HK$13,023/mo
▼ 0.25% · 3.875%
HK$247,517
−HK$6,558/mo
Today · 4.125%
HK$254,075
baseline
▲ 0.50% · 4.625%
HK$267,468
+HK$13,393/mo
Deposit HK$5.28M · loan HK$47.51M · min. income ≈ HK$508,150/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$2,243,611 · Scale 2, in force from 26 Feb 2026)