LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,380
−HK$7,548/mo
▼ 0.25% · 3.875%
HK$124,124
−HK$3,804/mo
Today · 4.125%
HK$127,928
baseline
▲ 0.50% · 4.625%
HK$135,713
+HK$7,785/mo
Deposit HK$26.40M · loan HK$26.40M · min. income ≈ HK$255,856/mo (50% DSR)
Upfront cash ≈ HK$28.64M (deposit + AVD stamp duty HK$2,243,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,921
−HK$7,235/mo
▼ 0.25% · 3.875%
HK$137,513
−HK$3,643/mo
Today · 4.125%
HK$141,156
baseline
▲ 0.50% · 4.625%
HK$148,597
+HK$7,441/mo
Deposit HK$26.40M · loan HK$26.40M · min. income ≈ HK$282,312/mo (50% DSR)
Upfront cash ≈ HK$28.64M (deposit + AVD stamp duty HK$2,243,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,455
−HK$9,059/mo
▼ 0.25% · 3.875%
HK$148,949
−HK$4,565/mo
Today · 4.125%
HK$153,514
baseline
▲ 0.50% · 4.625%
HK$162,855
+HK$9,341/mo
Deposit HK$21.12M · loan HK$31.68M · min. income ≈ HK$307,028/mo (50% DSR)
Upfront cash ≈ HK$23.36M (deposit + AVD stamp duty HK$2,243,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,705
−HK$8,683/mo
▼ 0.25% · 3.875%
HK$165,015
−HK$4,373/mo
Today · 4.125%
HK$169,388
baseline
▲ 0.50% · 4.625%
HK$178,316
+HK$8,928/mo
Deposit HK$21.12M · loan HK$31.68M · min. income ≈ HK$338,776/mo (50% DSR)
Upfront cash ≈ HK$23.36M (deposit + AVD stamp duty HK$2,243,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,531
−HK$10,569/mo
▼ 0.25% · 3.875%
HK$173,774
−HK$5,326/mo
Today · 4.125%
HK$179,100
baseline
▲ 0.50% · 4.625%
HK$189,998
+HK$10,898/mo
Deposit HK$15.84M · loan HK$36.95M · min. income ≈ HK$358,200/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$2,243,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,489
−HK$10,130/mo
▼ 0.25% · 3.875%
HK$192,518
−HK$5,101/mo
Today · 4.125%
HK$197,619
baseline
▲ 0.50% · 4.625%
HK$208,036
+HK$10,417/mo
Deposit HK$15.84M · loan HK$36.95M · min. income ≈ HK$395,238/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$2,243,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,683
−HK$13,588/mo
▼ 0.25% · 3.875%
HK$223,423
−HK$6,848/mo
Today · 4.125%
HK$230,271
baseline
▲ 0.50% · 4.625%
HK$244,283
+HK$14,012/mo
Deposit HK$5.28M · loan HK$47.51M · min. income ≈ HK$460,542/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$2,243,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,058
−HK$13,023/mo
▼ 0.25% · 3.875%
HK$247,523
−HK$6,558/mo
Today · 4.125%
HK$254,081
baseline
▲ 0.50% · 4.625%
HK$267,474
+HK$13,393/mo
Deposit HK$5.28M · loan HK$47.51M · min. income ≈ HK$508,162/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$2,243,665 · Scale 2, in force from 26 Feb 2026)