LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,384
−HK$7,549/mo
▼ 0.25% · 3.875%
HK$124,129
−HK$3,804/mo
Today · 4.125%
HK$127,933
baseline
▲ 0.50% · 4.625%
HK$135,718
+HK$7,785/mo
Deposit HK$26.40M · loan HK$26.40M · min. income ≈ HK$255,866/mo (50% DSR)
Upfront cash ≈ HK$28.64M (deposit + AVD stamp duty HK$2,243,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,926
−HK$7,236/mo
▼ 0.25% · 3.875%
HK$137,518
−HK$3,644/mo
Today · 4.125%
HK$141,162
baseline
▲ 0.50% · 4.625%
HK$148,602
+HK$7,440/mo
Deposit HK$26.40M · loan HK$26.40M · min. income ≈ HK$282,324/mo (50% DSR)
Upfront cash ≈ HK$28.64M (deposit + AVD stamp duty HK$2,243,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,461
−HK$9,059/mo
▼ 0.25% · 3.875%
HK$148,954
−HK$4,566/mo
Today · 4.125%
HK$153,520
baseline
▲ 0.50% · 4.625%
HK$162,861
+HK$9,341/mo
Deposit HK$21.12M · loan HK$31.68M · min. income ≈ HK$307,040/mo (50% DSR)
Upfront cash ≈ HK$23.36M (deposit + AVD stamp duty HK$2,243,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,711
−HK$8,683/mo
▼ 0.25% · 3.875%
HK$165,021
−HK$4,373/mo
Today · 4.125%
HK$169,394
baseline
▲ 0.50% · 4.625%
HK$178,323
+HK$8,929/mo
Deposit HK$21.12M · loan HK$31.68M · min. income ≈ HK$338,788/mo (50% DSR)
Upfront cash ≈ HK$23.36M (deposit + AVD stamp duty HK$2,243,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,538
−HK$10,568/mo
▼ 0.25% · 3.875%
HK$173,780
−HK$5,326/mo
Today · 4.125%
HK$179,106
baseline
▲ 0.50% · 4.625%
HK$190,005
+HK$10,899/mo
Deposit HK$15.84M · loan HK$36.96M · min. income ≈ HK$358,212/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$2,243,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,496
−HK$10,130/mo
▼ 0.25% · 3.875%
HK$192,525
−HK$5,101/mo
Today · 4.125%
HK$197,626
baseline
▲ 0.50% · 4.625%
HK$208,043
+HK$10,417/mo
Deposit HK$15.84M · loan HK$36.96M · min. income ≈ HK$395,252/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$2,243,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,691
−HK$13,589/mo
▼ 0.25% · 3.875%
HK$223,432
−HK$6,848/mo
Today · 4.125%
HK$230,280
baseline
▲ 0.50% · 4.625%
HK$244,292
+HK$14,012/mo
Deposit HK$5.28M · loan HK$47.51M · min. income ≈ HK$460,560/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$2,243,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,067
−HK$13,024/mo
▼ 0.25% · 3.875%
HK$247,532
−HK$6,559/mo
Today · 4.125%
HK$254,091
baseline
▲ 0.50% · 4.625%
HK$267,484
+HK$13,393/mo
Deposit HK$5.28M · loan HK$47.51M · min. income ≈ HK$508,182/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$2,243,748 · Scale 2, in force from 26 Feb 2026)