LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,388
−HK$7,550/mo
▼ 0.25% · 3.875%
HK$124,133
−HK$3,805/mo
Today · 4.125%
HK$127,938
baseline
▲ 0.50% · 4.625%
HK$135,722
+HK$7,784/mo
Deposit HK$26.40M · loan HK$26.40M · min. income ≈ HK$255,876/mo (50% DSR)
Upfront cash ≈ HK$28.64M (deposit + AVD stamp duty HK$2,243,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,931
−HK$7,235/mo
▼ 0.25% · 3.875%
HK$137,523
−HK$3,643/mo
Today · 4.125%
HK$141,166
baseline
▲ 0.50% · 4.625%
HK$148,608
+HK$7,442/mo
Deposit HK$26.40M · loan HK$26.40M · min. income ≈ HK$282,332/mo (50% DSR)
Upfront cash ≈ HK$28.64M (deposit + AVD stamp duty HK$2,243,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,466
−HK$9,059/mo
▼ 0.25% · 3.875%
HK$148,960
−HK$4,565/mo
Today · 4.125%
HK$153,525
baseline
▲ 0.50% · 4.625%
HK$162,867
+HK$9,342/mo
Deposit HK$21.12M · loan HK$31.68M · min. income ≈ HK$307,050/mo (50% DSR)
Upfront cash ≈ HK$23.36M (deposit + AVD stamp duty HK$2,243,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,717
−HK$8,683/mo
▼ 0.25% · 3.875%
HK$165,027
−HK$4,373/mo
Today · 4.125%
HK$169,400
baseline
▲ 0.50% · 4.625%
HK$178,329
+HK$8,929/mo
Deposit HK$21.12M · loan HK$31.68M · min. income ≈ HK$338,800/mo (50% DSR)
Upfront cash ≈ HK$23.36M (deposit + AVD stamp duty HK$2,243,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,543
−HK$10,570/mo
▼ 0.25% · 3.875%
HK$173,786
−HK$5,327/mo
Today · 4.125%
HK$179,113
baseline
▲ 0.50% · 4.625%
HK$190,011
+HK$10,898/mo
Deposit HK$15.84M · loan HK$36.96M · min. income ≈ HK$358,226/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$2,243,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,503
−HK$10,130/mo
▼ 0.25% · 3.875%
HK$192,532
−HK$5,101/mo
Today · 4.125%
HK$197,633
baseline
▲ 0.50% · 4.625%
HK$208,051
+HK$10,418/mo
Deposit HK$15.84M · loan HK$36.96M · min. income ≈ HK$395,266/mo (50% DSR)
Upfront cash ≈ HK$18.08M (deposit + AVD stamp duty HK$2,243,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,699
−HK$13,589/mo
▼ 0.25% · 3.875%
HK$223,439
−HK$6,849/mo
Today · 4.125%
HK$230,288
baseline
▲ 0.50% · 4.625%
HK$244,300
+HK$14,012/mo
Deposit HK$5.28M · loan HK$47.52M · min. income ≈ HK$460,576/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$2,243,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,075
−HK$13,025/mo
▼ 0.25% · 3.875%
HK$247,541
−HK$6,559/mo
Today · 4.125%
HK$254,100
baseline
▲ 0.50% · 4.625%
HK$267,494
+HK$13,394/mo
Deposit HK$5.28M · loan HK$47.52M · min. income ≈ HK$508,200/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$2,243,826 · Scale 2, in force from 26 Feb 2026)