LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,040
−HK$755/mo
▼ 0.25% · 3.875%
HK$12,415
−HK$380/mo
Today · 4.125%
HK$12,795
baseline
▲ 0.50% · 4.625%
HK$13,574
+HK$779/mo
Deposit HK$2.64M · loan HK$2.64M · min. income ≈ HK$25,590/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$118,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,394
−HK$724/mo
▼ 0.25% · 3.875%
HK$13,754
−HK$364/mo
Today · 4.125%
HK$14,118
baseline
▲ 0.50% · 4.625%
HK$14,862
+HK$744/mo
Deposit HK$2.64M · loan HK$2.64M · min. income ≈ HK$28,236/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$118,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,448
−HK$906/mo
▼ 0.25% · 3.875%
HK$14,897
−HK$457/mo
Today · 4.125%
HK$15,354
baseline
▲ 0.50% · 4.625%
HK$16,288
+HK$934/mo
Deposit HK$2.11M · loan HK$3.17M · min. income ≈ HK$30,708/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$118,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,073
−HK$869/mo
▼ 0.25% · 3.875%
HK$16,504
−HK$438/mo
Today · 4.125%
HK$16,942
baseline
▲ 0.50% · 4.625%
HK$17,835
+HK$893/mo
Deposit HK$2.11M · loan HK$3.17M · min. income ≈ HK$33,884/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$118,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,856
−HK$1,057/mo
▼ 0.25% · 3.875%
HK$17,380
−HK$533/mo
Today · 4.125%
HK$17,913
baseline
▲ 0.50% · 4.625%
HK$19,003
+HK$1,090/mo
Deposit HK$1.58M · loan HK$3.70M · min. income ≈ HK$35,826/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$118,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,752
−HK$1,013/mo
▼ 0.25% · 3.875%
HK$19,255
−HK$510/mo
Today · 4.125%
HK$19,765
baseline
▲ 0.50% · 4.625%
HK$20,807
+HK$1,042/mo
Deposit HK$1.58M · loan HK$3.70M · min. income ≈ HK$39,530/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$118,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,672
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$22,346
−HK$685/mo
Today · 4.125%
HK$23,031
baseline
▲ 0.50% · 4.625%
HK$24,433
+HK$1,402/mo
Deposit HK$528K · loan HK$4.75M · min. income ≈ HK$46,062/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$118,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,110
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$24,757
−HK$656/mo
Today · 4.125%
HK$25,413
baseline
▲ 0.50% · 4.625%
HK$26,752
+HK$1,339/mo
Deposit HK$528K · loan HK$4.75M · min. income ≈ HK$50,826/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$118,803 · Scale 2, in force from 26 Feb 2026)