LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,407
−HK$7,550/mo
▼ 0.25% · 3.875%
HK$124,152
−HK$3,805/mo
Today · 4.125%
HK$127,957
baseline
▲ 0.50% · 4.625%
HK$135,743
+HK$7,786/mo
Deposit HK$26.40M · loan HK$26.40M · min. income ≈ HK$255,914/mo (50% DSR)
Upfront cash ≈ HK$28.65M (deposit + AVD stamp duty HK$2,244,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,951
−HK$7,237/mo
▼ 0.25% · 3.875%
HK$137,544
−HK$3,644/mo
Today · 4.125%
HK$141,188
baseline
▲ 0.50% · 4.625%
HK$148,631
+HK$7,443/mo
Deposit HK$26.40M · loan HK$26.40M · min. income ≈ HK$282,376/mo (50% DSR)
Upfront cash ≈ HK$28.65M (deposit + AVD stamp duty HK$2,244,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,488
−HK$9,061/mo
▼ 0.25% · 3.875%
HK$148,983
−HK$4,566/mo
Today · 4.125%
HK$153,549
baseline
▲ 0.50% · 4.625%
HK$162,892
+HK$9,343/mo
Deposit HK$21.12M · loan HK$31.68M · min. income ≈ HK$307,098/mo (50% DSR)
Upfront cash ≈ HK$23.37M (deposit + AVD stamp duty HK$2,244,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,742
−HK$8,684/mo
▼ 0.25% · 3.875%
HK$165,053
−HK$4,373/mo
Today · 4.125%
HK$169,426
baseline
▲ 0.50% · 4.625%
HK$178,357
+HK$8,931/mo
Deposit HK$21.12M · loan HK$31.68M · min. income ≈ HK$338,852/mo (50% DSR)
Upfront cash ≈ HK$23.37M (deposit + AVD stamp duty HK$2,244,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,569
−HK$10,571/mo
▼ 0.25% · 3.875%
HK$173,813
−HK$5,327/mo
Today · 4.125%
HK$179,140
baseline
▲ 0.50% · 4.625%
HK$190,040
+HK$10,900/mo
Deposit HK$15.84M · loan HK$36.96M · min. income ≈ HK$358,280/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$2,244,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,532
−HK$10,132/mo
▼ 0.25% · 3.875%
HK$192,561
−HK$5,103/mo
Today · 4.125%
HK$197,664
baseline
▲ 0.50% · 4.625%
HK$208,083
+HK$10,419/mo
Deposit HK$15.84M · loan HK$36.96M · min. income ≈ HK$395,328/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$2,244,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,732
−HK$13,591/mo
▼ 0.25% · 3.875%
HK$223,474
−HK$6,849/mo
Today · 4.125%
HK$230,323
baseline
▲ 0.50% · 4.625%
HK$244,338
+HK$14,015/mo
Deposit HK$5.28M · loan HK$47.52M · min. income ≈ HK$460,646/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$2,244,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,112
−HK$13,027/mo
▼ 0.25% · 3.875%
HK$247,579
−HK$6,560/mo
Today · 4.125%
HK$254,139
baseline
▲ 0.50% · 4.625%
HK$267,535
+HK$13,396/mo
Deposit HK$5.28M · loan HK$47.52M · min. income ≈ HK$508,278/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$2,244,172 · Scale 2, in force from 26 Feb 2026)