LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,408
−HK$7,551/mo
▼ 0.25% · 3.875%
HK$124,154
−HK$3,805/mo
Today · 4.125%
HK$127,959
baseline
▲ 0.50% · 4.625%
HK$135,745
+HK$7,786/mo
Deposit HK$26.40M · loan HK$26.40M · min. income ≈ HK$255,918/mo (50% DSR)
Upfront cash ≈ HK$28.65M (deposit + AVD stamp duty HK$2,244,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,953
−HK$7,237/mo
▼ 0.25% · 3.875%
HK$137,546
−HK$3,644/mo
Today · 4.125%
HK$141,190
baseline
▲ 0.50% · 4.625%
HK$148,632
+HK$7,442/mo
Deposit HK$26.40M · loan HK$26.40M · min. income ≈ HK$282,380/mo (50% DSR)
Upfront cash ≈ HK$28.65M (deposit + AVD stamp duty HK$2,244,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,490
−HK$9,061/mo
▼ 0.25% · 3.875%
HK$148,984
−HK$4,567/mo
Today · 4.125%
HK$153,551
baseline
▲ 0.50% · 4.625%
HK$162,894
+HK$9,343/mo
Deposit HK$21.12M · loan HK$31.68M · min. income ≈ HK$307,102/mo (50% DSR)
Upfront cash ≈ HK$23.37M (deposit + AVD stamp duty HK$2,244,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,744
−HK$8,684/mo
▼ 0.25% · 3.875%
HK$165,055
−HK$4,373/mo
Today · 4.125%
HK$169,428
baseline
▲ 0.50% · 4.625%
HK$178,359
+HK$8,931/mo
Deposit HK$21.12M · loan HK$31.68M · min. income ≈ HK$338,856/mo (50% DSR)
Upfront cash ≈ HK$23.37M (deposit + AVD stamp duty HK$2,244,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,572
−HK$10,570/mo
▼ 0.25% · 3.875%
HK$173,815
−HK$5,327/mo
Today · 4.125%
HK$179,142
baseline
▲ 0.50% · 4.625%
HK$190,043
+HK$10,901/mo
Deposit HK$15.84M · loan HK$36.96M · min. income ≈ HK$358,284/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$2,244,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,534
−HK$10,132/mo
▼ 0.25% · 3.875%
HK$192,564
−HK$5,102/mo
Today · 4.125%
HK$197,666
baseline
▲ 0.50% · 4.625%
HK$208,085
+HK$10,419/mo
Deposit HK$15.84M · loan HK$36.96M · min. income ≈ HK$395,332/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$2,244,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,735
−HK$13,591/mo
▼ 0.25% · 3.875%
HK$223,477
−HK$6,849/mo
Today · 4.125%
HK$230,326
baseline
▲ 0.50% · 4.625%
HK$244,341
+HK$14,015/mo
Deposit HK$5.28M · loan HK$47.52M · min. income ≈ HK$460,652/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$2,244,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,115
−HK$13,027/mo
▼ 0.25% · 3.875%
HK$247,582
−HK$6,560/mo
Today · 4.125%
HK$254,142
baseline
▲ 0.50% · 4.625%
HK$267,538
+HK$13,396/mo
Deposit HK$5.28M · loan HK$47.52M · min. income ≈ HK$508,284/mo (50% DSR)
Upfront cash ≈ HK$7.52M (deposit + AVD stamp duty HK$2,244,200 · Scale 2, in force from 26 Feb 2026)