LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,420
−HK$7,552/mo
▼ 0.25% · 3.875%
HK$124,166
−HK$3,806/mo
Today · 4.125%
HK$127,972
baseline
▲ 0.50% · 4.625%
HK$135,758
+HK$7,786/mo
Deposit HK$26.40M · loan HK$26.40M · min. income ≈ HK$255,944/mo (50% DSR)
Upfront cash ≈ HK$28.65M (deposit + AVD stamp duty HK$2,244,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,966
−HK$7,238/mo
▼ 0.25% · 3.875%
HK$137,559
−HK$3,645/mo
Today · 4.125%
HK$141,204
baseline
▲ 0.50% · 4.625%
HK$148,647
+HK$7,443/mo
Deposit HK$26.40M · loan HK$26.40M · min. income ≈ HK$282,408/mo (50% DSR)
Upfront cash ≈ HK$28.65M (deposit + AVD stamp duty HK$2,244,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,504
−HK$9,062/mo
▼ 0.25% · 3.875%
HK$148,999
−HK$4,567/mo
Today · 4.125%
HK$153,566
baseline
▲ 0.50% · 4.625%
HK$162,910
+HK$9,344/mo
Deposit HK$21.12M · loan HK$31.69M · min. income ≈ HK$307,132/mo (50% DSR)
Upfront cash ≈ HK$23.37M (deposit + AVD stamp duty HK$2,244,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,759
−HK$8,686/mo
▼ 0.25% · 3.875%
HK$165,071
−HK$4,374/mo
Today · 4.125%
HK$169,445
baseline
▲ 0.50% · 4.625%
HK$178,376
+HK$8,931/mo
Deposit HK$21.12M · loan HK$31.69M · min. income ≈ HK$338,890/mo (50% DSR)
Upfront cash ≈ HK$23.37M (deposit + AVD stamp duty HK$2,244,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,588
−HK$10,572/mo
▼ 0.25% · 3.875%
HK$173,832
−HK$5,328/mo
Today · 4.125%
HK$179,160
baseline
▲ 0.50% · 4.625%
HK$190,062
+HK$10,902/mo
Deposit HK$15.84M · loan HK$36.97M · min. income ≈ HK$358,320/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$2,244,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,553
−HK$10,133/mo
▼ 0.25% · 3.875%
HK$192,583
−HK$5,103/mo
Today · 4.125%
HK$197,686
baseline
▲ 0.50% · 4.625%
HK$208,106
+HK$10,420/mo
Deposit HK$15.84M · loan HK$36.97M · min. income ≈ HK$395,372/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$2,244,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,756
−HK$13,593/mo
▼ 0.25% · 3.875%
HK$223,499
−HK$6,850/mo
Today · 4.125%
HK$230,349
baseline
▲ 0.50% · 4.625%
HK$244,365
+HK$14,016/mo
Deposit HK$5.28M · loan HK$47.53M · min. income ≈ HK$460,698/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,244,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,139
−HK$13,028/mo
▼ 0.25% · 3.875%
HK$247,606
−HK$6,561/mo
Today · 4.125%
HK$254,167
baseline
▲ 0.50% · 4.625%
HK$267,565
+HK$13,398/mo
Deposit HK$5.28M · loan HK$47.53M · min. income ≈ HK$508,334/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,244,422 · Scale 2, in force from 26 Feb 2026)