LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,434
−HK$7,553/mo
▼ 0.25% · 3.875%
HK$124,181
−HK$3,806/mo
Today · 4.125%
HK$127,987
baseline
▲ 0.50% · 4.625%
HK$135,774
+HK$7,787/mo
Deposit HK$26.41M · loan HK$26.41M · min. income ≈ HK$255,974/mo (50% DSR)
Upfront cash ≈ HK$28.65M (deposit + AVD stamp duty HK$2,244,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,982
−HK$7,239/mo
▼ 0.25% · 3.875%
HK$137,575
−HK$3,646/mo
Today · 4.125%
HK$141,221
baseline
▲ 0.50% · 4.625%
HK$148,665
+HK$7,444/mo
Deposit HK$26.41M · loan HK$26.41M · min. income ≈ HK$282,442/mo (50% DSR)
Upfront cash ≈ HK$28.65M (deposit + AVD stamp duty HK$2,244,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,521
−HK$9,063/mo
▼ 0.25% · 3.875%
HK$149,017
−HK$4,567/mo
Today · 4.125%
HK$153,584
baseline
▲ 0.50% · 4.625%
HK$162,929
+HK$9,345/mo
Deposit HK$21.13M · loan HK$31.69M · min. income ≈ HK$307,168/mo (50% DSR)
Upfront cash ≈ HK$23.37M (deposit + AVD stamp duty HK$2,244,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,779
−HK$8,686/mo
▼ 0.25% · 3.875%
HK$165,091
−HK$4,374/mo
Today · 4.125%
HK$169,465
baseline
▲ 0.50% · 4.625%
HK$178,398
+HK$8,933/mo
Deposit HK$21.13M · loan HK$31.69M · min. income ≈ HK$338,930/mo (50% DSR)
Upfront cash ≈ HK$23.37M (deposit + AVD stamp duty HK$2,244,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,608
−HK$10,573/mo
▼ 0.25% · 3.875%
HK$173,853
−HK$5,328/mo
Today · 4.125%
HK$179,181
baseline
▲ 0.50% · 4.625%
HK$190,084
+HK$10,903/mo
Deposit HK$15.84M · loan HK$36.97M · min. income ≈ HK$358,362/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$2,244,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,575
−HK$10,134/mo
▼ 0.25% · 3.875%
HK$192,606
−HK$5,103/mo
Today · 4.125%
HK$197,709
baseline
▲ 0.50% · 4.625%
HK$208,131
+HK$10,422/mo
Deposit HK$15.84M · loan HK$36.97M · min. income ≈ HK$395,418/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$2,244,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,782
−HK$13,594/mo
▼ 0.25% · 3.875%
HK$223,525
−HK$6,851/mo
Today · 4.125%
HK$230,376
baseline
▲ 0.50% · 4.625%
HK$244,394
+HK$14,018/mo
Deposit HK$5.28M · loan HK$47.53M · min. income ≈ HK$460,752/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,244,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,168
−HK$13,029/mo
▼ 0.25% · 3.875%
HK$247,636
−HK$6,561/mo
Today · 4.125%
HK$254,197
baseline
▲ 0.50% · 4.625%
HK$267,596
+HK$13,399/mo
Deposit HK$5.28M · loan HK$47.53M · min. income ≈ HK$508,394/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,244,688 · Scale 2, in force from 26 Feb 2026)