LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,438
−HK$7,553/mo
▼ 0.25% · 3.875%
HK$124,185
−HK$3,806/mo
Today · 4.125%
HK$127,991
baseline
▲ 0.50% · 4.625%
HK$135,779
+HK$7,788/mo
Deposit HK$26.41M · loan HK$26.41M · min. income ≈ HK$255,982/mo (50% DSR)
Upfront cash ≈ HK$28.65M (deposit + AVD stamp duty HK$2,244,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,986
−HK$7,239/mo
▼ 0.25% · 3.875%
HK$137,580
−HK$3,645/mo
Today · 4.125%
HK$141,225
baseline
▲ 0.50% · 4.625%
HK$148,669
+HK$7,444/mo
Deposit HK$26.41M · loan HK$26.41M · min. income ≈ HK$282,450/mo (50% DSR)
Upfront cash ≈ HK$28.65M (deposit + AVD stamp duty HK$2,244,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,526
−HK$9,063/mo
▼ 0.25% · 3.875%
HK$149,021
−HK$4,568/mo
Today · 4.125%
HK$153,589
baseline
▲ 0.50% · 4.625%
HK$162,934
+HK$9,345/mo
Deposit HK$21.13M · loan HK$31.69M · min. income ≈ HK$307,178/mo (50% DSR)
Upfront cash ≈ HK$23.37M (deposit + AVD stamp duty HK$2,244,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,784
−HK$8,686/mo
▼ 0.25% · 3.875%
HK$165,096
−HK$4,374/mo
Today · 4.125%
HK$169,470
baseline
▲ 0.50% · 4.625%
HK$178,403
+HK$8,933/mo
Deposit HK$21.13M · loan HK$31.69M · min. income ≈ HK$338,940/mo (50% DSR)
Upfront cash ≈ HK$23.37M (deposit + AVD stamp duty HK$2,244,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,614
−HK$10,573/mo
▼ 0.25% · 3.875%
HK$173,858
−HK$5,329/mo
Today · 4.125%
HK$179,187
baseline
▲ 0.50% · 4.625%
HK$190,090
+HK$10,903/mo
Deposit HK$15.85M · loan HK$36.97M · min. income ≈ HK$358,374/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$2,244,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,581
−HK$10,134/mo
▼ 0.25% · 3.875%
HK$192,612
−HK$5,103/mo
Today · 4.125%
HK$197,715
baseline
▲ 0.50% · 4.625%
HK$208,137
+HK$10,422/mo
Deposit HK$15.85M · loan HK$36.97M · min. income ≈ HK$395,430/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$2,244,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,789
−HK$13,594/mo
▼ 0.25% · 3.875%
HK$223,532
−HK$6,851/mo
Today · 4.125%
HK$230,383
baseline
▲ 0.50% · 4.625%
HK$244,402
+HK$14,019/mo
Deposit HK$5.28M · loan HK$47.54M · min. income ≈ HK$460,766/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,244,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,175
−HK$13,030/mo
▼ 0.25% · 3.875%
HK$247,644
−HK$6,561/mo
Today · 4.125%
HK$254,205
baseline
▲ 0.50% · 4.625%
HK$267,605
+HK$13,400/mo
Deposit HK$5.28M · loan HK$47.54M · min. income ≈ HK$508,410/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,244,759 · Scale 2, in force from 26 Feb 2026)