LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,441
−HK$7,553/mo
▼ 0.25% · 3.875%
HK$124,188
−HK$3,806/mo
Today · 4.125%
HK$127,994
baseline
▲ 0.50% · 4.625%
HK$135,782
+HK$7,788/mo
Deposit HK$26.41M · loan HK$26.41M · min. income ≈ HK$255,988/mo (50% DSR)
Upfront cash ≈ HK$28.65M (deposit + AVD stamp duty HK$2,244,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,990
−HK$7,239/mo
▼ 0.25% · 3.875%
HK$137,583
−HK$3,646/mo
Today · 4.125%
HK$141,229
baseline
▲ 0.50% · 4.625%
HK$148,673
+HK$7,444/mo
Deposit HK$26.41M · loan HK$26.41M · min. income ≈ HK$282,458/mo (50% DSR)
Upfront cash ≈ HK$28.65M (deposit + AVD stamp duty HK$2,244,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,530
−HK$9,063/mo
▼ 0.25% · 3.875%
HK$149,025
−HK$4,568/mo
Today · 4.125%
HK$153,593
baseline
▲ 0.50% · 4.625%
HK$162,939
+HK$9,346/mo
Deposit HK$21.13M · loan HK$31.69M · min. income ≈ HK$307,186/mo (50% DSR)
Upfront cash ≈ HK$23.37M (deposit + AVD stamp duty HK$2,244,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,788
−HK$8,687/mo
▼ 0.25% · 3.875%
HK$165,100
−HK$4,375/mo
Today · 4.125%
HK$169,475
baseline
▲ 0.50% · 4.625%
HK$178,408
+HK$8,933/mo
Deposit HK$21.13M · loan HK$31.69M · min. income ≈ HK$338,950/mo (50% DSR)
Upfront cash ≈ HK$23.37M (deposit + AVD stamp duty HK$2,244,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,618
−HK$10,574/mo
▼ 0.25% · 3.875%
HK$173,863
−HK$5,329/mo
Today · 4.125%
HK$179,192
baseline
▲ 0.50% · 4.625%
HK$190,095
+HK$10,903/mo
Deposit HK$15.85M · loan HK$36.97M · min. income ≈ HK$358,384/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$2,244,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,586
−HK$10,134/mo
▼ 0.25% · 3.875%
HK$192,617
−HK$5,103/mo
Today · 4.125%
HK$197,720
baseline
▲ 0.50% · 4.625%
HK$208,143
+HK$10,423/mo
Deposit HK$15.85M · loan HK$36.97M · min. income ≈ HK$395,440/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$2,244,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,794
−HK$13,595/mo
▼ 0.25% · 3.875%
HK$223,538
−HK$6,851/mo
Today · 4.125%
HK$230,389
baseline
▲ 0.50% · 4.625%
HK$244,408
+HK$14,019/mo
Deposit HK$5.28M · loan HK$47.54M · min. income ≈ HK$460,778/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,244,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,182
−HK$13,030/mo
▼ 0.25% · 3.875%
HK$247,650
−HK$6,562/mo
Today · 4.125%
HK$254,212
baseline
▲ 0.50% · 4.625%
HK$267,612
+HK$13,400/mo
Deposit HK$5.28M · loan HK$47.54M · min. income ≈ HK$508,424/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,244,818 · Scale 2, in force from 26 Feb 2026)