LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,443
−HK$7,553/mo
▼ 0.25% · 3.875%
HK$124,190
−HK$3,806/mo
Today · 4.125%
HK$127,996
baseline
▲ 0.50% · 4.625%
HK$135,785
+HK$7,789/mo
Deposit HK$26.41M · loan HK$26.41M · min. income ≈ HK$255,992/mo (50% DSR)
Upfront cash ≈ HK$28.65M (deposit + AVD stamp duty HK$2,244,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,992
−HK$7,239/mo
▼ 0.25% · 3.875%
HK$137,586
−HK$3,645/mo
Today · 4.125%
HK$141,231
baseline
▲ 0.50% · 4.625%
HK$148,676
+HK$7,445/mo
Deposit HK$26.41M · loan HK$26.41M · min. income ≈ HK$282,462/mo (50% DSR)
Upfront cash ≈ HK$28.65M (deposit + AVD stamp duty HK$2,244,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,532
−HK$9,064/mo
▼ 0.25% · 3.875%
HK$149,028
−HK$4,568/mo
Today · 4.125%
HK$153,596
baseline
▲ 0.50% · 4.625%
HK$162,942
+HK$9,346/mo
Deposit HK$21.13M · loan HK$31.69M · min. income ≈ HK$307,192/mo (50% DSR)
Upfront cash ≈ HK$23.37M (deposit + AVD stamp duty HK$2,244,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,791
−HK$8,687/mo
▼ 0.25% · 3.875%
HK$165,103
−HK$4,375/mo
Today · 4.125%
HK$169,478
baseline
▲ 0.50% · 4.625%
HK$178,411
+HK$8,933/mo
Deposit HK$21.13M · loan HK$31.69M · min. income ≈ HK$338,956/mo (50% DSR)
Upfront cash ≈ HK$23.37M (deposit + AVD stamp duty HK$2,244,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,621
−HK$10,574/mo
▼ 0.25% · 3.875%
HK$173,866
−HK$5,329/mo
Today · 4.125%
HK$179,195
baseline
▲ 0.50% · 4.625%
HK$190,098
+HK$10,903/mo
Deposit HK$15.85M · loan HK$36.97M · min. income ≈ HK$358,390/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$2,244,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,589
−HK$10,135/mo
▼ 0.25% · 3.875%
HK$192,620
−HK$5,104/mo
Today · 4.125%
HK$197,724
baseline
▲ 0.50% · 4.625%
HK$208,146
+HK$10,422/mo
Deposit HK$15.85M · loan HK$36.97M · min. income ≈ HK$395,448/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$2,244,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,798
−HK$13,595/mo
▼ 0.25% · 3.875%
HK$223,542
−HK$6,851/mo
Today · 4.125%
HK$230,393
baseline
▲ 0.50% · 4.625%
HK$244,412
+HK$14,019/mo
Deposit HK$5.28M · loan HK$47.54M · min. income ≈ HK$460,786/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,244,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,186
−HK$13,030/mo
▼ 0.25% · 3.875%
HK$247,654
−HK$6,562/mo
Today · 4.125%
HK$254,216
baseline
▲ 0.50% · 4.625%
HK$267,617
+HK$13,401/mo
Deposit HK$5.28M · loan HK$47.54M · min. income ≈ HK$508,432/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,244,857 · Scale 2, in force from 26 Feb 2026)