LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,467
−HK$7,554/mo
▼ 0.25% · 3.875%
HK$124,214
−HK$3,807/mo
Today · 4.125%
HK$128,021
baseline
▲ 0.50% · 4.625%
HK$135,811
+HK$7,790/mo
Deposit HK$26.42M · loan HK$26.42M · min. income ≈ HK$256,042/mo (50% DSR)
Upfront cash ≈ HK$28.66M (deposit + AVD stamp duty HK$2,245,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,018
−HK$7,241/mo
▼ 0.25% · 3.875%
HK$137,613
−HK$3,646/mo
Today · 4.125%
HK$141,259
baseline
▲ 0.50% · 4.625%
HK$148,705
+HK$7,446/mo
Deposit HK$26.42M · loan HK$26.42M · min. income ≈ HK$282,518/mo (50% DSR)
Upfront cash ≈ HK$28.66M (deposit + AVD stamp duty HK$2,245,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,560
−HK$9,066/mo
▼ 0.25% · 3.875%
HK$149,057
−HK$4,569/mo
Today · 4.125%
HK$153,626
baseline
▲ 0.50% · 4.625%
HK$162,973
+HK$9,347/mo
Deposit HK$21.13M · loan HK$31.70M · min. income ≈ HK$307,252/mo (50% DSR)
Upfront cash ≈ HK$23.38M (deposit + AVD stamp duty HK$2,245,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,822
−HK$8,689/mo
▼ 0.25% · 3.875%
HK$165,135
−HK$4,376/mo
Today · 4.125%
HK$169,511
baseline
▲ 0.50% · 4.625%
HK$178,446
+HK$8,935/mo
Deposit HK$21.13M · loan HK$31.70M · min. income ≈ HK$339,022/mo (50% DSR)
Upfront cash ≈ HK$23.38M (deposit + AVD stamp duty HK$2,245,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,654
−HK$10,576/mo
▼ 0.25% · 3.875%
HK$173,900
−HK$5,330/mo
Today · 4.125%
HK$179,230
baseline
▲ 0.50% · 4.625%
HK$190,136
+HK$10,906/mo
Deposit HK$15.85M · loan HK$36.98M · min. income ≈ HK$358,460/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$2,245,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,626
−HK$10,136/mo
▼ 0.25% · 3.875%
HK$192,658
−HK$5,104/mo
Today · 4.125%
HK$197,762
baseline
▲ 0.50% · 4.625%
HK$208,187
+HK$10,425/mo
Deposit HK$15.85M · loan HK$36.98M · min. income ≈ HK$395,524/mo (50% DSR)
Upfront cash ≈ HK$18.09M (deposit + AVD stamp duty HK$2,245,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,841
−HK$13,597/mo
▼ 0.25% · 3.875%
HK$223,586
−HK$6,852/mo
Today · 4.125%
HK$230,438
baseline
▲ 0.50% · 4.625%
HK$244,460
+HK$14,022/mo
Deposit HK$5.28M · loan HK$47.55M · min. income ≈ HK$460,876/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,245,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,233
−HK$13,033/mo
▼ 0.25% · 3.875%
HK$247,703
−HK$6,563/mo
Today · 4.125%
HK$254,266
baseline
▲ 0.50% · 4.625%
HK$267,669
+HK$13,403/mo
Deposit HK$5.28M · loan HK$47.55M · min. income ≈ HK$508,532/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,245,294 · Scale 2, in force from 26 Feb 2026)