LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,047
−HK$756/mo
▼ 0.25% · 3.875%
HK$12,422
−HK$381/mo
Today · 4.125%
HK$12,803
baseline
▲ 0.50% · 4.625%
HK$13,582
+HK$779/mo
Deposit HK$2.64M · loan HK$2.64M · min. income ≈ HK$25,606/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$118,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,402
−HK$724/mo
▼ 0.25% · 3.875%
HK$13,762
−HK$364/mo
Today · 4.125%
HK$14,126
baseline
▲ 0.50% · 4.625%
HK$14,871
+HK$745/mo
Deposit HK$2.64M · loan HK$2.64M · min. income ≈ HK$28,252/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$118,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,457
−HK$906/mo
▼ 0.25% · 3.875%
HK$14,906
−HK$457/mo
Today · 4.125%
HK$15,363
baseline
▲ 0.50% · 4.625%
HK$16,298
+HK$935/mo
Deposit HK$2.11M · loan HK$3.17M · min. income ≈ HK$30,726/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$118,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,083
−HK$869/mo
▼ 0.25% · 3.875%
HK$16,514
−HK$438/mo
Today · 4.125%
HK$16,952
baseline
▲ 0.50% · 4.625%
HK$17,845
+HK$893/mo
Deposit HK$2.11M · loan HK$3.17M · min. income ≈ HK$33,904/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$118,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,866
−HK$1,058/mo
▼ 0.25% · 3.875%
HK$17,391
−HK$533/mo
Today · 4.125%
HK$17,924
baseline
▲ 0.50% · 4.625%
HK$19,014
+HK$1,090/mo
Deposit HK$1.58M · loan HK$3.70M · min. income ≈ HK$35,848/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$118,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,763
−HK$1,014/mo
▼ 0.25% · 3.875%
HK$19,266
−HK$511/mo
Today · 4.125%
HK$19,777
baseline
▲ 0.50% · 4.625%
HK$20,819
+HK$1,042/mo
Deposit HK$1.58M · loan HK$3.70M · min. income ≈ HK$39,554/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$118,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,685
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$22,359
−HK$686/mo
Today · 4.125%
HK$23,045
baseline
▲ 0.50% · 4.625%
HK$24,447
+HK$1,402/mo
Deposit HK$528K · loan HK$4.75M · min. income ≈ HK$46,090/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$118,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,124
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,771
−HK$657/mo
Today · 4.125%
HK$25,428
baseline
▲ 0.50% · 4.625%
HK$26,768
+HK$1,340/mo
Deposit HK$528K · loan HK$4.75M · min. income ≈ HK$50,856/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$118,873 · Scale 2, in force from 26 Feb 2026)