LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,475
−HK$7,555/mo
▼ 0.25% · 3.875%
HK$124,223
−HK$3,807/mo
Today · 4.125%
HK$128,030
baseline
▲ 0.50% · 4.625%
HK$135,821
+HK$7,791/mo
Deposit HK$26.42M · loan HK$26.42M · min. income ≈ HK$256,060/mo (50% DSR)
Upfront cash ≈ HK$28.66M (deposit + AVD stamp duty HK$2,245,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,028
−HK$7,241/mo
▼ 0.25% · 3.875%
HK$137,622
−HK$3,647/mo
Today · 4.125%
HK$141,269
baseline
▲ 0.50% · 4.625%
HK$148,715
+HK$7,446/mo
Deposit HK$26.42M · loan HK$26.42M · min. income ≈ HK$282,538/mo (50% DSR)
Upfront cash ≈ HK$28.66M (deposit + AVD stamp duty HK$2,245,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,571
−HK$9,065/mo
▼ 0.25% · 3.875%
HK$149,068
−HK$4,568/mo
Today · 4.125%
HK$153,636
baseline
▲ 0.50% · 4.625%
HK$162,985
+HK$9,349/mo
Deposit HK$21.13M · loan HK$31.70M · min. income ≈ HK$307,272/mo (50% DSR)
Upfront cash ≈ HK$23.38M (deposit + AVD stamp duty HK$2,245,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,833
−HK$8,690/mo
▼ 0.25% · 3.875%
HK$165,147
−HK$4,376/mo
Today · 4.125%
HK$169,523
baseline
▲ 0.50% · 4.625%
HK$178,458
+HK$8,935/mo
Deposit HK$21.13M · loan HK$31.70M · min. income ≈ HK$339,046/mo (50% DSR)
Upfront cash ≈ HK$23.38M (deposit + AVD stamp duty HK$2,245,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,666
−HK$10,576/mo
▼ 0.25% · 3.875%
HK$173,912
−HK$5,330/mo
Today · 4.125%
HK$179,242
baseline
▲ 0.50% · 4.625%
HK$190,149
+HK$10,907/mo
Deposit HK$15.85M · loan HK$36.98M · min. income ≈ HK$358,484/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$2,245,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,639
−HK$10,137/mo
▼ 0.25% · 3.875%
HK$192,671
−HK$5,105/mo
Today · 4.125%
HK$197,776
baseline
▲ 0.50% · 4.625%
HK$208,201
+HK$10,425/mo
Deposit HK$15.85M · loan HK$36.98M · min. income ≈ HK$395,552/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$2,245,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,856
−HK$13,599/mo
▼ 0.25% · 3.875%
HK$223,601
−HK$6,854/mo
Today · 4.125%
HK$230,455
baseline
▲ 0.50% · 4.625%
HK$244,477
+HK$14,022/mo
Deposit HK$5.28M · loan HK$47.55M · min. income ≈ HK$460,910/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,245,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,250
−HK$13,034/mo
▼ 0.25% · 3.875%
HK$247,720
−HK$6,564/mo
Today · 4.125%
HK$254,284
baseline
▲ 0.50% · 4.625%
HK$267,688
+HK$13,404/mo
Deposit HK$5.28M · loan HK$47.55M · min. income ≈ HK$508,568/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,245,453 · Scale 2, in force from 26 Feb 2026)