LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,479
−HK$7,555/mo
▼ 0.25% · 3.875%
HK$124,227
−HK$3,807/mo
Today · 4.125%
HK$128,034
baseline
▲ 0.50% · 4.625%
HK$135,825
+HK$7,791/mo
Deposit HK$26.42M · loan HK$26.42M · min. income ≈ HK$256,068/mo (50% DSR)
Upfront cash ≈ HK$28.66M (deposit + AVD stamp duty HK$2,245,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,032
−HK$7,241/mo
▼ 0.25% · 3.875%
HK$137,626
−HK$3,647/mo
Today · 4.125%
HK$141,273
baseline
▲ 0.50% · 4.625%
HK$148,720
+HK$7,447/mo
Deposit HK$26.42M · loan HK$26.42M · min. income ≈ HK$282,546/mo (50% DSR)
Upfront cash ≈ HK$28.66M (deposit + AVD stamp duty HK$2,245,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,575
−HK$9,066/mo
▼ 0.25% · 3.875%
HK$149,072
−HK$4,569/mo
Today · 4.125%
HK$153,641
baseline
▲ 0.50% · 4.625%
HK$162,990
+HK$9,349/mo
Deposit HK$21.13M · loan HK$31.70M · min. income ≈ HK$307,282/mo (50% DSR)
Upfront cash ≈ HK$23.38M (deposit + AVD stamp duty HK$2,245,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,838
−HK$8,690/mo
▼ 0.25% · 3.875%
HK$165,152
−HK$4,376/mo
Today · 4.125%
HK$169,528
baseline
▲ 0.50% · 4.625%
HK$178,464
+HK$8,936/mo
Deposit HK$21.13M · loan HK$31.70M · min. income ≈ HK$339,056/mo (50% DSR)
Upfront cash ≈ HK$23.38M (deposit + AVD stamp duty HK$2,245,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,671
−HK$10,577/mo
▼ 0.25% · 3.875%
HK$173,917
−HK$5,331/mo
Today · 4.125%
HK$179,248
baseline
▲ 0.50% · 4.625%
HK$190,155
+HK$10,907/mo
Deposit HK$15.85M · loan HK$36.99M · min. income ≈ HK$358,496/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$2,245,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,644
−HK$10,138/mo
▼ 0.25% · 3.875%
HK$192,677
−HK$5,105/mo
Today · 4.125%
HK$197,782
baseline
▲ 0.50% · 4.625%
HK$208,208
+HK$10,426/mo
Deposit HK$15.85M · loan HK$36.99M · min. income ≈ HK$395,564/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$2,245,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,862
−HK$13,599/mo
▼ 0.25% · 3.875%
HK$223,608
−HK$6,853/mo
Today · 4.125%
HK$230,461
baseline
▲ 0.50% · 4.625%
HK$244,484
+HK$14,023/mo
Deposit HK$5.28M · loan HK$47.55M · min. income ≈ HK$460,922/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,245,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,257
−HK$13,034/mo
▼ 0.25% · 3.875%
HK$247,727
−HK$6,564/mo
Today · 4.125%
HK$254,291
baseline
▲ 0.50% · 4.625%
HK$267,696
+HK$13,405/mo
Deposit HK$5.28M · loan HK$47.55M · min. income ≈ HK$508,582/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,245,519 · Scale 2, in force from 26 Feb 2026)