LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,483
−HK$7,555/mo
▼ 0.25% · 3.875%
HK$124,230
−HK$3,808/mo
Today · 4.125%
HK$128,038
baseline
▲ 0.50% · 4.625%
HK$135,829
+HK$7,791/mo
Deposit HK$26.42M · loan HK$26.42M · min. income ≈ HK$256,076/mo (50% DSR)
Upfront cash ≈ HK$28.66M (deposit + AVD stamp duty HK$2,245,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,036
−HK$7,241/mo
▼ 0.25% · 3.875%
HK$137,630
−HK$3,647/mo
Today · 4.125%
HK$141,277
baseline
▲ 0.50% · 4.625%
HK$148,724
+HK$7,447/mo
Deposit HK$26.42M · loan HK$26.42M · min. income ≈ HK$282,554/mo (50% DSR)
Upfront cash ≈ HK$28.66M (deposit + AVD stamp duty HK$2,245,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,579
−HK$9,066/mo
▼ 0.25% · 3.875%
HK$149,076
−HK$4,569/mo
Today · 4.125%
HK$153,645
baseline
▲ 0.50% · 4.625%
HK$162,994
+HK$9,349/mo
Deposit HK$21.13M · loan HK$31.70M · min. income ≈ HK$307,290/mo (50% DSR)
Upfront cash ≈ HK$23.38M (deposit + AVD stamp duty HK$2,245,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,843
−HK$8,690/mo
▼ 0.25% · 3.875%
HK$165,157
−HK$4,376/mo
Today · 4.125%
HK$169,533
baseline
▲ 0.50% · 4.625%
HK$178,469
+HK$8,936/mo
Deposit HK$21.13M · loan HK$31.70M · min. income ≈ HK$339,066/mo (50% DSR)
Upfront cash ≈ HK$23.38M (deposit + AVD stamp duty HK$2,245,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,676
−HK$10,577/mo
▼ 0.25% · 3.875%
HK$173,922
−HK$5,331/mo
Today · 4.125%
HK$179,253
baseline
▲ 0.50% · 4.625%
HK$190,160
+HK$10,907/mo
Deposit HK$15.85M · loan HK$36.99M · min. income ≈ HK$358,506/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$2,245,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,650
−HK$10,138/mo
▼ 0.25% · 3.875%
HK$192,683
−HK$5,105/mo
Today · 4.125%
HK$197,788
baseline
▲ 0.50% · 4.625%
HK$208,214
+HK$10,426/mo
Deposit HK$15.85M · loan HK$36.99M · min. income ≈ HK$395,576/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$2,245,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,869
−HK$13,599/mo
▼ 0.25% · 3.875%
HK$223,614
−HK$6,854/mo
Today · 4.125%
HK$230,468
baseline
▲ 0.50% · 4.625%
HK$244,492
+HK$14,024/mo
Deposit HK$5.28M · loan HK$47.55M · min. income ≈ HK$460,936/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,245,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,264
−HK$13,035/mo
▼ 0.25% · 3.875%
HK$247,735
−HK$6,564/mo
Today · 4.125%
HK$254,299
baseline
▲ 0.50% · 4.625%
HK$267,703
+HK$13,404/mo
Deposit HK$5.28M · loan HK$47.55M · min. income ≈ HK$508,598/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,245,585 · Scale 2, in force from 26 Feb 2026)