LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,484
−HK$7,555/mo
▼ 0.25% · 3.875%
HK$124,232
−HK$3,807/mo
Today · 4.125%
HK$128,039
baseline
▲ 0.50% · 4.625%
HK$135,830
+HK$7,791/mo
Deposit HK$26.42M · loan HK$26.42M · min. income ≈ HK$256,078/mo (50% DSR)
Upfront cash ≈ HK$28.66M (deposit + AVD stamp duty HK$2,245,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,037
−HK$7,242/mo
▼ 0.25% · 3.875%
HK$137,632
−HK$3,647/mo
Today · 4.125%
HK$141,279
baseline
▲ 0.50% · 4.625%
HK$148,726
+HK$7,447/mo
Deposit HK$26.42M · loan HK$26.42M · min. income ≈ HK$282,558/mo (50% DSR)
Upfront cash ≈ HK$28.66M (deposit + AVD stamp duty HK$2,245,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,581
−HK$9,066/mo
▼ 0.25% · 3.875%
HK$149,078
−HK$4,569/mo
Today · 4.125%
HK$153,647
baseline
▲ 0.50% · 4.625%
HK$162,996
+HK$9,349/mo
Deposit HK$21.14M · loan HK$31.70M · min. income ≈ HK$307,294/mo (50% DSR)
Upfront cash ≈ HK$23.38M (deposit + AVD stamp duty HK$2,245,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,844
−HK$8,690/mo
▼ 0.25% · 3.875%
HK$165,158
−HK$4,376/mo
Today · 4.125%
HK$169,534
baseline
▲ 0.50% · 4.625%
HK$178,471
+HK$8,937/mo
Deposit HK$21.14M · loan HK$31.70M · min. income ≈ HK$339,068/mo (50% DSR)
Upfront cash ≈ HK$23.38M (deposit + AVD stamp duty HK$2,245,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,677
−HK$10,578/mo
▼ 0.25% · 3.875%
HK$173,924
−HK$5,331/mo
Today · 4.125%
HK$179,255
baseline
▲ 0.50% · 4.625%
HK$190,162
+HK$10,907/mo
Deposit HK$15.85M · loan HK$36.99M · min. income ≈ HK$358,510/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$2,245,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,652
−HK$10,138/mo
▼ 0.25% · 3.875%
HK$192,685
−HK$5,105/mo
Today · 4.125%
HK$197,790
baseline
▲ 0.50% · 4.625%
HK$208,216
+HK$10,426/mo
Deposit HK$15.85M · loan HK$36.99M · min. income ≈ HK$395,580/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$2,245,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,871
−HK$13,600/mo
▼ 0.25% · 3.875%
HK$223,617
−HK$6,854/mo
Today · 4.125%
HK$230,471
baseline
▲ 0.50% · 4.625%
HK$244,494
+HK$14,023/mo
Deposit HK$5.28M · loan HK$47.55M · min. income ≈ HK$460,942/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,245,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,267
−HK$13,035/mo
▼ 0.25% · 3.875%
HK$247,737
−HK$6,565/mo
Today · 4.125%
HK$254,302
baseline
▲ 0.50% · 4.625%
HK$267,706
+HK$13,404/mo
Deposit HK$5.28M · loan HK$47.55M · min. income ≈ HK$508,604/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,245,608 · Scale 2, in force from 26 Feb 2026)