LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,487
−HK$7,555/mo
▼ 0.25% · 3.875%
HK$124,234
−HK$3,808/mo
Today · 4.125%
HK$128,042
baseline
▲ 0.50% · 4.625%
HK$135,833
+HK$7,791/mo
Deposit HK$26.42M · loan HK$26.42M · min. income ≈ HK$256,084/mo (50% DSR)
Upfront cash ≈ HK$28.67M (deposit + AVD stamp duty HK$2,245,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,040
−HK$7,242/mo
▼ 0.25% · 3.875%
HK$137,635
−HK$3,647/mo
Today · 4.125%
HK$141,282
baseline
▲ 0.50% · 4.625%
HK$148,729
+HK$7,447/mo
Deposit HK$26.42M · loan HK$26.42M · min. income ≈ HK$282,564/mo (50% DSR)
Upfront cash ≈ HK$28.67M (deposit + AVD stamp duty HK$2,245,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,584
−HK$9,067/mo
▼ 0.25% · 3.875%
HK$149,081
−HK$4,570/mo
Today · 4.125%
HK$153,651
baseline
▲ 0.50% · 4.625%
HK$163,000
+HK$9,349/mo
Deposit HK$21.14M · loan HK$31.70M · min. income ≈ HK$307,302/mo (50% DSR)
Upfront cash ≈ HK$23.38M (deposit + AVD stamp duty HK$2,245,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,848
−HK$8,690/mo
▼ 0.25% · 3.875%
HK$165,162
−HK$4,376/mo
Today · 4.125%
HK$169,538
baseline
▲ 0.50% · 4.625%
HK$178,475
+HK$8,937/mo
Deposit HK$21.14M · loan HK$31.70M · min. income ≈ HK$339,076/mo (50% DSR)
Upfront cash ≈ HK$23.38M (deposit + AVD stamp duty HK$2,245,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,681
−HK$10,578/mo
▼ 0.25% · 3.875%
HK$173,928
−HK$5,331/mo
Today · 4.125%
HK$179,259
baseline
▲ 0.50% · 4.625%
HK$190,167
+HK$10,908/mo
Deposit HK$15.85M · loan HK$36.99M · min. income ≈ HK$358,518/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$2,245,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,656
−HK$10,139/mo
▼ 0.25% · 3.875%
HK$192,689
−HK$5,106/mo
Today · 4.125%
HK$197,795
baseline
▲ 0.50% · 4.625%
HK$208,221
+HK$10,426/mo
Deposit HK$15.85M · loan HK$36.99M · min. income ≈ HK$395,590/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$2,245,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,876
−HK$13,600/mo
▼ 0.25% · 3.875%
HK$223,622
−HK$6,854/mo
Today · 4.125%
HK$230,476
baseline
▲ 0.50% · 4.625%
HK$244,500
+HK$14,024/mo
Deposit HK$5.28M · loan HK$47.56M · min. income ≈ HK$460,952/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,245,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,272
−HK$13,036/mo
▼ 0.25% · 3.875%
HK$247,743
−HK$6,565/mo
Today · 4.125%
HK$254,308
baseline
▲ 0.50% · 4.625%
HK$267,712
+HK$13,404/mo
Deposit HK$5.28M · loan HK$47.56M · min. income ≈ HK$508,616/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,245,661 · Scale 2, in force from 26 Feb 2026)