LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,049
−HK$756/mo
▼ 0.25% · 3.875%
HK$12,424
−HK$381/mo
Today · 4.125%
HK$12,805
baseline
▲ 0.50% · 4.625%
HK$13,584
+HK$779/mo
Deposit HK$2.64M · loan HK$2.64M · min. income ≈ HK$25,610/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$118,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,404
−HK$725/mo
▼ 0.25% · 3.875%
HK$13,764
−HK$365/mo
Today · 4.125%
HK$14,129
baseline
▲ 0.50% · 4.625%
HK$14,873
+HK$744/mo
Deposit HK$2.64M · loan HK$2.64M · min. income ≈ HK$28,258/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$118,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,459
−HK$907/mo
▼ 0.25% · 3.875%
HK$14,909
−HK$457/mo
Today · 4.125%
HK$15,366
baseline
▲ 0.50% · 4.625%
HK$16,300
+HK$934/mo
Deposit HK$2.11M · loan HK$3.17M · min. income ≈ HK$30,732/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$118,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,085
−HK$869/mo
▼ 0.25% · 3.875%
HK$16,517
−HK$437/mo
Today · 4.125%
HK$16,954
baseline
▲ 0.50% · 4.625%
HK$17,848
+HK$894/mo
Deposit HK$2.11M · loan HK$3.17M · min. income ≈ HK$33,908/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$118,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,869
−HK$1,057/mo
▼ 0.25% · 3.875%
HK$17,393
−HK$533/mo
Today · 4.125%
HK$17,926
baseline
▲ 0.50% · 4.625%
HK$19,017
+HK$1,091/mo
Deposit HK$1.59M · loan HK$3.70M · min. income ≈ HK$35,852/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$118,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,766
−HK$1,014/mo
▼ 0.25% · 3.875%
HK$19,269
−HK$511/mo
Today · 4.125%
HK$19,780
baseline
▲ 0.50% · 4.625%
HK$20,823
+HK$1,043/mo
Deposit HK$1.59M · loan HK$3.70M · min. income ≈ HK$39,560/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$118,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,688
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$22,363
−HK$685/mo
Today · 4.125%
HK$23,048
baseline
▲ 0.50% · 4.625%
HK$24,451
+HK$1,403/mo
Deposit HK$528K · loan HK$4.76M · min. income ≈ HK$46,096/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$118,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,128
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$24,775
−HK$656/mo
Today · 4.125%
HK$25,431
baseline
▲ 0.50% · 4.625%
HK$26,772
+HK$1,341/mo
Deposit HK$528K · loan HK$4.76M · min. income ≈ HK$50,862/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$118,892 · Scale 2, in force from 26 Feb 2026)