LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,494
−HK$7,556/mo
▼ 0.25% · 3.875%
HK$124,242
−HK$3,808/mo
Today · 4.125%
HK$128,050
baseline
▲ 0.50% · 4.625%
HK$135,842
+HK$7,792/mo
Deposit HK$26.42M · loan HK$26.42M · min. income ≈ HK$256,100/mo (50% DSR)
Upfront cash ≈ HK$28.67M (deposit + AVD stamp duty HK$2,245,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,048
−HK$7,243/mo
▼ 0.25% · 3.875%
HK$137,644
−HK$3,647/mo
Today · 4.125%
HK$141,291
baseline
▲ 0.50% · 4.625%
HK$148,738
+HK$7,447/mo
Deposit HK$26.42M · loan HK$26.42M · min. income ≈ HK$282,582/mo (50% DSR)
Upfront cash ≈ HK$28.67M (deposit + AVD stamp duty HK$2,245,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,593
−HK$9,067/mo
▼ 0.25% · 3.875%
HK$149,091
−HK$4,569/mo
Today · 4.125%
HK$153,660
baseline
▲ 0.50% · 4.625%
HK$163,010
+HK$9,350/mo
Deposit HK$21.14M · loan HK$31.71M · min. income ≈ HK$307,320/mo (50% DSR)
Upfront cash ≈ HK$23.38M (deposit + AVD stamp duty HK$2,245,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,858
−HK$8,691/mo
▼ 0.25% · 3.875%
HK$165,172
−HK$4,377/mo
Today · 4.125%
HK$169,549
baseline
▲ 0.50% · 4.625%
HK$178,486
+HK$8,937/mo
Deposit HK$21.14M · loan HK$31.71M · min. income ≈ HK$339,098/mo (50% DSR)
Upfront cash ≈ HK$23.38M (deposit + AVD stamp duty HK$2,245,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,692
−HK$10,578/mo
▼ 0.25% · 3.875%
HK$173,939
−HK$5,331/mo
Today · 4.125%
HK$179,270
baseline
▲ 0.50% · 4.625%
HK$190,178
+HK$10,908/mo
Deposit HK$15.85M · loan HK$36.99M · min. income ≈ HK$358,540/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$2,245,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,668
−HK$10,139/mo
▼ 0.25% · 3.875%
HK$192,701
−HK$5,106/mo
Today · 4.125%
HK$197,807
baseline
▲ 0.50% · 4.625%
HK$208,234
+HK$10,427/mo
Deposit HK$15.85M · loan HK$36.99M · min. income ≈ HK$395,614/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$2,245,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,889
−HK$13,601/mo
▼ 0.25% · 3.875%
HK$223,636
−HK$6,854/mo
Today · 4.125%
HK$230,490
baseline
▲ 0.50% · 4.625%
HK$244,515
+HK$14,025/mo
Deposit HK$5.28M · loan HK$47.56M · min. income ≈ HK$460,980/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,245,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,287
−HK$13,036/mo
▼ 0.25% · 3.875%
HK$247,758
−HK$6,565/mo
Today · 4.125%
HK$254,323
baseline
▲ 0.50% · 4.625%
HK$267,729
+HK$13,406/mo
Deposit HK$5.28M · loan HK$47.56M · min. income ≈ HK$508,646/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,245,800 · Scale 2, in force from 26 Feb 2026)