LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,497
−HK$7,557/mo
▼ 0.25% · 3.875%
HK$124,246
−HK$3,808/mo
Today · 4.125%
HK$128,054
baseline
▲ 0.50% · 4.625%
HK$135,845
+HK$7,791/mo
Deposit HK$26.42M · loan HK$26.42M · min. income ≈ HK$256,108/mo (50% DSR)
Upfront cash ≈ HK$28.67M (deposit + AVD stamp duty HK$2,245,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,052
−HK$7,243/mo
▼ 0.25% · 3.875%
HK$137,647
−HK$3,648/mo
Today · 4.125%
HK$141,295
baseline
▲ 0.50% · 4.625%
HK$148,742
+HK$7,447/mo
Deposit HK$26.42M · loan HK$26.42M · min. income ≈ HK$282,590/mo (50% DSR)
Upfront cash ≈ HK$28.67M (deposit + AVD stamp duty HK$2,245,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,597
−HK$9,067/mo
▼ 0.25% · 3.875%
HK$149,095
−HK$4,569/mo
Today · 4.125%
HK$153,664
baseline
▲ 0.50% · 4.625%
HK$163,015
+HK$9,351/mo
Deposit HK$21.14M · loan HK$31.71M · min. income ≈ HK$307,328/mo (50% DSR)
Upfront cash ≈ HK$23.38M (deposit + AVD stamp duty HK$2,245,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,863
−HK$8,691/mo
▼ 0.25% · 3.875%
HK$165,177
−HK$4,377/mo
Today · 4.125%
HK$169,554
baseline
▲ 0.50% · 4.625%
HK$178,491
+HK$8,937/mo
Deposit HK$21.14M · loan HK$31.71M · min. income ≈ HK$339,108/mo (50% DSR)
Upfront cash ≈ HK$23.38M (deposit + AVD stamp duty HK$2,245,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,696
−HK$10,579/mo
▼ 0.25% · 3.875%
HK$173,944
−HK$5,331/mo
Today · 4.125%
HK$179,275
baseline
▲ 0.50% · 4.625%
HK$190,184
+HK$10,909/mo
Deposit HK$15.85M · loan HK$36.99M · min. income ≈ HK$358,550/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$2,245,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,673
−HK$10,140/mo
▼ 0.25% · 3.875%
HK$192,706
−HK$5,107/mo
Today · 4.125%
HK$197,813
baseline
▲ 0.50% · 4.625%
HK$208,239
+HK$10,426/mo
Deposit HK$15.85M · loan HK$36.99M · min. income ≈ HK$395,626/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$2,245,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,895
−HK$13,602/mo
▼ 0.25% · 3.875%
HK$223,642
−HK$6,855/mo
Today · 4.125%
HK$230,497
baseline
▲ 0.50% · 4.625%
HK$244,522
+HK$14,025/mo
Deposit HK$5.28M · loan HK$47.56M · min. income ≈ HK$460,994/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,245,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,294
−HK$13,036/mo
▼ 0.25% · 3.875%
HK$247,765
−HK$6,565/mo
Today · 4.125%
HK$254,330
baseline
▲ 0.50% · 4.625%
HK$267,736
+HK$13,406/mo
Deposit HK$5.28M · loan HK$47.56M · min. income ≈ HK$508,660/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,245,863 · Scale 2, in force from 26 Feb 2026)