LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,500
−HK$7,557/mo
▼ 0.25% · 3.875%
HK$124,249
−HK$3,808/mo
Today · 4.125%
HK$128,057
baseline
▲ 0.50% · 4.625%
HK$135,849
+HK$7,792/mo
Deposit HK$26.42M · loan HK$26.42M · min. income ≈ HK$256,114/mo (50% DSR)
Upfront cash ≈ HK$28.67M (deposit + AVD stamp duty HK$2,245,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,055
−HK$7,243/mo
▼ 0.25% · 3.875%
HK$137,651
−HK$3,647/mo
Today · 4.125%
HK$141,298
baseline
▲ 0.50% · 4.625%
HK$148,746
+HK$7,448/mo
Deposit HK$26.42M · loan HK$26.42M · min. income ≈ HK$282,596/mo (50% DSR)
Upfront cash ≈ HK$28.67M (deposit + AVD stamp duty HK$2,245,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,600
−HK$9,068/mo
▼ 0.25% · 3.875%
HK$149,098
−HK$4,570/mo
Today · 4.125%
HK$153,668
baseline
▲ 0.50% · 4.625%
HK$163,018
+HK$9,350/mo
Deposit HK$21.14M · loan HK$31.71M · min. income ≈ HK$307,336/mo (50% DSR)
Upfront cash ≈ HK$23.38M (deposit + AVD stamp duty HK$2,245,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,866
−HK$8,692/mo
▼ 0.25% · 3.875%
HK$165,181
−HK$4,377/mo
Today · 4.125%
HK$169,558
baseline
▲ 0.50% · 4.625%
HK$178,495
+HK$8,937/mo
Deposit HK$21.14M · loan HK$31.71M · min. income ≈ HK$339,116/mo (50% DSR)
Upfront cash ≈ HK$23.38M (deposit + AVD stamp duty HK$2,245,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,700
−HK$10,579/mo
▼ 0.25% · 3.875%
HK$173,948
−HK$5,331/mo
Today · 4.125%
HK$179,279
baseline
▲ 0.50% · 4.625%
HK$190,188
+HK$10,909/mo
Deposit HK$15.85M · loan HK$36.99M · min. income ≈ HK$358,558/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$2,245,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,678
−HK$10,139/mo
▼ 0.25% · 3.875%
HK$192,711
−HK$5,106/mo
Today · 4.125%
HK$197,817
baseline
▲ 0.50% · 4.625%
HK$208,244
+HK$10,427/mo
Deposit HK$15.85M · loan HK$36.99M · min. income ≈ HK$395,634/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$2,245,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,901
−HK$13,601/mo
▼ 0.25% · 3.875%
HK$223,647
−HK$6,855/mo
Today · 4.125%
HK$230,502
baseline
▲ 0.50% · 4.625%
HK$244,528
+HK$14,026/mo
Deposit HK$5.28M · loan HK$47.56M · min. income ≈ HK$461,004/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,245,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,300
−HK$13,036/mo
▼ 0.25% · 3.875%
HK$247,771
−HK$6,565/mo
Today · 4.125%
HK$254,336
baseline
▲ 0.50% · 4.625%
HK$267,743
+HK$13,407/mo
Deposit HK$5.28M · loan HK$47.56M · min. income ≈ HK$508,672/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,245,916 · Scale 2, in force from 26 Feb 2026)