LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,050
−HK$756/mo
▼ 0.25% · 3.875%
HK$12,425
−HK$381/mo
Today · 4.125%
HK$12,806
baseline
▲ 0.50% · 4.625%
HK$13,585
+HK$779/mo
Deposit HK$2.64M · loan HK$2.64M · min. income ≈ HK$25,612/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$118,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,406
−HK$724/mo
▼ 0.25% · 3.875%
HK$13,766
−HK$364/mo
Today · 4.125%
HK$14,130
baseline
▲ 0.50% · 4.625%
HK$14,875
+HK$745/mo
Deposit HK$2.64M · loan HK$2.64M · min. income ≈ HK$28,260/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$118,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,461
−HK$906/mo
▼ 0.25% · 3.875%
HK$14,910
−HK$457/mo
Today · 4.125%
HK$15,367
baseline
▲ 0.50% · 4.625%
HK$16,302
+HK$935/mo
Deposit HK$2.11M · loan HK$3.17M · min. income ≈ HK$30,734/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$118,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,087
−HK$869/mo
▼ 0.25% · 3.875%
HK$16,519
−HK$437/mo
Today · 4.125%
HK$16,956
baseline
▲ 0.50% · 4.625%
HK$17,850
+HK$894/mo
Deposit HK$2.11M · loan HK$3.17M · min. income ≈ HK$33,912/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$118,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,871
−HK$1,058/mo
▼ 0.25% · 3.875%
HK$17,395
−HK$534/mo
Today · 4.125%
HK$17,929
baseline
▲ 0.50% · 4.625%
HK$19,019
+HK$1,090/mo
Deposit HK$1.59M · loan HK$3.70M · min. income ≈ HK$35,858/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$118,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,768
−HK$1,014/mo
▼ 0.25% · 3.875%
HK$19,272
−HK$510/mo
Today · 4.125%
HK$19,782
baseline
▲ 0.50% · 4.625%
HK$20,825
+HK$1,043/mo
Deposit HK$1.59M · loan HK$3.70M · min. income ≈ HK$39,564/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$118,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,691
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$22,366
−HK$685/mo
Today · 4.125%
HK$23,051
baseline
▲ 0.50% · 4.625%
HK$24,454
+HK$1,403/mo
Deposit HK$528K · loan HK$4.76M · min. income ≈ HK$46,102/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$118,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,131
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,778
−HK$657/mo
Today · 4.125%
HK$25,435
baseline
▲ 0.50% · 4.625%
HK$26,775
+HK$1,340/mo
Deposit HK$528K · loan HK$4.76M · min. income ≈ HK$50,870/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$118,906 · Scale 2, in force from 26 Feb 2026)