LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,505
−HK$7,557/mo
▼ 0.25% · 3.875%
HK$124,254
−HK$3,808/mo
Today · 4.125%
HK$128,062
baseline
▲ 0.50% · 4.625%
HK$135,855
+HK$7,793/mo
Deposit HK$26.42M · loan HK$26.42M · min. income ≈ HK$256,124/mo (50% DSR)
Upfront cash ≈ HK$28.67M (deposit + AVD stamp duty HK$2,246,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,061
−HK$7,243/mo
▼ 0.25% · 3.875%
HK$137,657
−HK$3,647/mo
Today · 4.125%
HK$141,304
baseline
▲ 0.50% · 4.625%
HK$148,752
+HK$7,448/mo
Deposit HK$26.42M · loan HK$26.42M · min. income ≈ HK$282,608/mo (50% DSR)
Upfront cash ≈ HK$28.67M (deposit + AVD stamp duty HK$2,246,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,607
−HK$9,068/mo
▼ 0.25% · 3.875%
HK$149,105
−HK$4,570/mo
Today · 4.125%
HK$153,675
baseline
▲ 0.50% · 4.625%
HK$163,025
+HK$9,350/mo
Deposit HK$21.14M · loan HK$31.71M · min. income ≈ HK$307,350/mo (50% DSR)
Upfront cash ≈ HK$23.38M (deposit + AVD stamp duty HK$2,246,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,873
−HK$8,692/mo
▼ 0.25% · 3.875%
HK$165,188
−HK$4,377/mo
Today · 4.125%
HK$169,565
baseline
▲ 0.50% · 4.625%
HK$178,503
+HK$8,938/mo
Deposit HK$21.14M · loan HK$31.71M · min. income ≈ HK$339,130/mo (50% DSR)
Upfront cash ≈ HK$23.38M (deposit + AVD stamp duty HK$2,246,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,708
−HK$10,579/mo
▼ 0.25% · 3.875%
HK$173,955
−HK$5,332/mo
Today · 4.125%
HK$179,287
baseline
▲ 0.50% · 4.625%
HK$190,196
+HK$10,909/mo
Deposit HK$15.85M · loan HK$36.99M · min. income ≈ HK$358,574/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$2,246,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,686
−HK$10,140/mo
▼ 0.25% · 3.875%
HK$192,719
−HK$5,107/mo
Today · 4.125%
HK$197,826
baseline
▲ 0.50% · 4.625%
HK$208,253
+HK$10,427/mo
Deposit HK$15.85M · loan HK$36.99M · min. income ≈ HK$395,652/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$2,246,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,910
−HK$13,602/mo
▼ 0.25% · 3.875%
HK$223,657
−HK$6,855/mo
Today · 4.125%
HK$230,512
baseline
▲ 0.50% · 4.625%
HK$244,538
+HK$14,026/mo
Deposit HK$5.28M · loan HK$47.56M · min. income ≈ HK$461,024/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,246,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,310
−HK$13,037/mo
▼ 0.25% · 3.875%
HK$247,782
−HK$6,565/mo
Today · 4.125%
HK$254,347
baseline
▲ 0.50% · 4.625%
HK$267,754
+HK$13,407/mo
Deposit HK$5.28M · loan HK$47.56M · min. income ≈ HK$508,694/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,246,012 · Scale 2, in force from 26 Feb 2026)