LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,512
−HK$7,557/mo
▼ 0.25% · 3.875%
HK$124,261
−HK$3,808/mo
Today · 4.125%
HK$128,069
baseline
▲ 0.50% · 4.625%
HK$135,862
+HK$7,793/mo
Deposit HK$26.43M · loan HK$26.43M · min. income ≈ HK$256,138/mo (50% DSR)
Upfront cash ≈ HK$28.67M (deposit + AVD stamp duty HK$2,246,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,068
−HK$7,244/mo
▼ 0.25% · 3.875%
HK$137,664
−HK$3,648/mo
Today · 4.125%
HK$141,312
baseline
▲ 0.50% · 4.625%
HK$148,761
+HK$7,449/mo
Deposit HK$26.43M · loan HK$26.43M · min. income ≈ HK$282,624/mo (50% DSR)
Upfront cash ≈ HK$28.67M (deposit + AVD stamp duty HK$2,246,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,615
−HK$9,068/mo
▼ 0.25% · 3.875%
HK$149,113
−HK$4,570/mo
Today · 4.125%
HK$153,683
baseline
▲ 0.50% · 4.625%
HK$163,034
+HK$9,351/mo
Deposit HK$21.14M · loan HK$31.71M · min. income ≈ HK$307,366/mo (50% DSR)
Upfront cash ≈ HK$23.39M (deposit + AVD stamp duty HK$2,246,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,882
−HK$8,692/mo
▼ 0.25% · 3.875%
HK$165,197
−HK$4,377/mo
Today · 4.125%
HK$169,574
baseline
▲ 0.50% · 4.625%
HK$178,513
+HK$8,939/mo
Deposit HK$21.14M · loan HK$31.71M · min. income ≈ HK$339,148/mo (50% DSR)
Upfront cash ≈ HK$23.39M (deposit + AVD stamp duty HK$2,246,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,717
−HK$10,580/mo
▼ 0.25% · 3.875%
HK$173,965
−HK$5,332/mo
Today · 4.125%
HK$179,297
baseline
▲ 0.50% · 4.625%
HK$190,207
+HK$10,910/mo
Deposit HK$15.86M · loan HK$37.00M · min. income ≈ HK$358,594/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$2,246,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,696
−HK$10,141/mo
▼ 0.25% · 3.875%
HK$192,730
−HK$5,107/mo
Today · 4.125%
HK$197,837
baseline
▲ 0.50% · 4.625%
HK$208,265
+HK$10,428/mo
Deposit HK$15.86M · loan HK$37.00M · min. income ≈ HK$395,674/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$2,246,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,922
−HK$13,603/mo
▼ 0.25% · 3.875%
HK$223,669
−HK$6,856/mo
Today · 4.125%
HK$230,525
baseline
▲ 0.50% · 4.625%
HK$244,552
+HK$14,027/mo
Deposit HK$5.29M · loan HK$47.57M · min. income ≈ HK$461,050/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,246,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,323
−HK$13,038/mo
▼ 0.25% · 3.875%
HK$247,795
−HK$6,566/mo
Today · 4.125%
HK$254,361
baseline
▲ 0.50% · 4.625%
HK$267,769
+HK$13,408/mo
Deposit HK$5.29M · loan HK$47.57M · min. income ≈ HK$508,722/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,246,135 · Scale 2, in force from 26 Feb 2026)