LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,513
−HK$7,557/mo
▼ 0.25% · 3.875%
HK$124,262
−HK$3,808/mo
Today · 4.125%
HK$128,070
baseline
▲ 0.50% · 4.625%
HK$135,863
+HK$7,793/mo
Deposit HK$26.43M · loan HK$26.43M · min. income ≈ HK$256,140/mo (50% DSR)
Upfront cash ≈ HK$28.67M (deposit + AVD stamp duty HK$2,246,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,070
−HK$7,243/mo
▼ 0.25% · 3.875%
HK$137,665
−HK$3,648/mo
Today · 4.125%
HK$141,313
baseline
▲ 0.50% · 4.625%
HK$148,762
+HK$7,449/mo
Deposit HK$26.43M · loan HK$26.43M · min. income ≈ HK$282,626/mo (50% DSR)
Upfront cash ≈ HK$28.67M (deposit + AVD stamp duty HK$2,246,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,616
−HK$9,069/mo
▼ 0.25% · 3.875%
HK$149,114
−HK$4,571/mo
Today · 4.125%
HK$153,685
baseline
▲ 0.50% · 4.625%
HK$163,036
+HK$9,351/mo
Deposit HK$21.14M · loan HK$31.71M · min. income ≈ HK$307,370/mo (50% DSR)
Upfront cash ≈ HK$23.39M (deposit + AVD stamp duty HK$2,246,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,884
−HK$8,692/mo
▼ 0.25% · 3.875%
HK$165,199
−HK$4,377/mo
Today · 4.125%
HK$169,576
baseline
▲ 0.50% · 4.625%
HK$178,514
+HK$8,938/mo
Deposit HK$21.14M · loan HK$31.71M · min. income ≈ HK$339,152/mo (50% DSR)
Upfront cash ≈ HK$23.39M (deposit + AVD stamp duty HK$2,246,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,719
−HK$10,580/mo
▼ 0.25% · 3.875%
HK$173,967
−HK$5,332/mo
Today · 4.125%
HK$179,299
baseline
▲ 0.50% · 4.625%
HK$190,209
+HK$10,910/mo
Deposit HK$15.86M · loan HK$37.00M · min. income ≈ HK$358,598/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$2,246,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,698
−HK$10,140/mo
▼ 0.25% · 3.875%
HK$192,732
−HK$5,106/mo
Today · 4.125%
HK$197,838
baseline
▲ 0.50% · 4.625%
HK$208,267
+HK$10,429/mo
Deposit HK$15.86M · loan HK$37.00M · min. income ≈ HK$395,676/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$2,246,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,924
−HK$13,603/mo
▼ 0.25% · 3.875%
HK$223,671
−HK$6,856/mo
Today · 4.125%
HK$230,527
baseline
▲ 0.50% · 4.625%
HK$244,554
+HK$14,027/mo
Deposit HK$5.29M · loan HK$47.57M · min. income ≈ HK$461,054/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,246,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,326
−HK$13,038/mo
▼ 0.25% · 3.875%
HK$247,798
−HK$6,566/mo
Today · 4.125%
HK$254,364
baseline
▲ 0.50% · 4.625%
HK$267,772
+HK$13,408/mo
Deposit HK$5.29M · loan HK$47.57M · min. income ≈ HK$508,728/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,246,157 · Scale 2, in force from 26 Feb 2026)