LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,052
−HK$756/mo
▼ 0.25% · 3.875%
HK$12,427
−HK$381/mo
Today · 4.125%
HK$12,808
baseline
▲ 0.50% · 4.625%
HK$13,587
+HK$779/mo
Deposit HK$2.64M · loan HK$2.64M · min. income ≈ HK$25,616/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$118,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,407
−HK$725/mo
▼ 0.25% · 3.875%
HK$13,767
−HK$365/mo
Today · 4.125%
HK$14,132
baseline
▲ 0.50% · 4.625%
HK$14,877
+HK$745/mo
Deposit HK$2.64M · loan HK$2.64M · min. income ≈ HK$28,264/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$118,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,462
−HK$907/mo
▼ 0.25% · 3.875%
HK$14,912
−HK$457/mo
Today · 4.125%
HK$15,369
baseline
▲ 0.50% · 4.625%
HK$16,304
+HK$935/mo
Deposit HK$2.11M · loan HK$3.17M · min. income ≈ HK$30,738/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$118,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,089
−HK$869/mo
▼ 0.25% · 3.875%
HK$16,520
−HK$438/mo
Today · 4.125%
HK$16,958
baseline
▲ 0.50% · 4.625%
HK$17,852
+HK$894/mo
Deposit HK$2.11M · loan HK$3.17M · min. income ≈ HK$33,916/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$118,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,872
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$17,397
−HK$534/mo
Today · 4.125%
HK$17,931
baseline
▲ 0.50% · 4.625%
HK$19,022
+HK$1,091/mo
Deposit HK$1.59M · loan HK$3.70M · min. income ≈ HK$35,862/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$118,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,770
−HK$1,015/mo
▼ 0.25% · 3.875%
HK$19,274
−HK$511/mo
Today · 4.125%
HK$19,785
baseline
▲ 0.50% · 4.625%
HK$20,827
+HK$1,042/mo
Deposit HK$1.59M · loan HK$3.70M · min. income ≈ HK$39,570/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$118,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,693
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,368
−HK$686/mo
Today · 4.125%
HK$23,054
baseline
▲ 0.50% · 4.625%
HK$24,456
+HK$1,402/mo
Deposit HK$529K · loan HK$4.76M · min. income ≈ HK$46,108/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$118,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,133
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,781
−HK$656/mo
Today · 4.125%
HK$25,437
baseline
▲ 0.50% · 4.625%
HK$26,778
+HK$1,341/mo
Deposit HK$529K · loan HK$4.76M · min. income ≈ HK$50,874/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$118,919 · Scale 2, in force from 26 Feb 2026)