LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,052
−HK$756/mo
▼ 0.25% · 3.875%
HK$12,427
−HK$381/mo
Today · 4.125%
HK$12,808
baseline
▲ 0.50% · 4.625%
HK$13,588
+HK$780/mo
Deposit HK$2.64M · loan HK$2.64M · min. income ≈ HK$25,616/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$118,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,408
−HK$725/mo
▼ 0.25% · 3.875%
HK$13,768
−HK$365/mo
Today · 4.125%
HK$14,133
baseline
▲ 0.50% · 4.625%
HK$14,877
+HK$744/mo
Deposit HK$2.64M · loan HK$2.64M · min. income ≈ HK$28,266/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$118,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,463
−HK$907/mo
▼ 0.25% · 3.875%
HK$14,913
−HK$457/mo
Today · 4.125%
HK$15,370
baseline
▲ 0.50% · 4.625%
HK$16,305
+HK$935/mo
Deposit HK$2.11M · loan HK$3.17M · min. income ≈ HK$30,740/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$118,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,090
−HK$869/mo
▼ 0.25% · 3.875%
HK$16,521
−HK$438/mo
Today · 4.125%
HK$16,959
baseline
▲ 0.50% · 4.625%
HK$17,853
+HK$894/mo
Deposit HK$2.11M · loan HK$3.17M · min. income ≈ HK$33,918/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$118,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,873
−HK$1,058/mo
▼ 0.25% · 3.875%
HK$17,398
−HK$533/mo
Today · 4.125%
HK$17,931
baseline
▲ 0.50% · 4.625%
HK$19,023
+HK$1,092/mo
Deposit HK$1.59M · loan HK$3.70M · min. income ≈ HK$35,862/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$118,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,771
−HK$1,015/mo
▼ 0.25% · 3.875%
HK$19,275
−HK$511/mo
Today · 4.125%
HK$19,786
baseline
▲ 0.50% · 4.625%
HK$20,828
+HK$1,042/mo
Deposit HK$1.59M · loan HK$3.70M · min. income ≈ HK$39,572/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$118,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,694
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,369
−HK$686/mo
Today · 4.125%
HK$23,055
baseline
▲ 0.50% · 4.625%
HK$24,458
+HK$1,403/mo
Deposit HK$529K · loan HK$4.76M · min. income ≈ HK$46,110/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$118,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,135
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,782
−HK$657/mo
Today · 4.125%
HK$25,439
baseline
▲ 0.50% · 4.625%
HK$26,779
+HK$1,340/mo
Deposit HK$529K · loan HK$4.76M · min. income ≈ HK$50,878/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$118,925 · Scale 2, in force from 26 Feb 2026)