LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,525
−HK$7,558/mo
▼ 0.25% · 3.875%
HK$124,274
−HK$3,809/mo
Today · 4.125%
HK$128,083
baseline
▲ 0.50% · 4.625%
HK$135,876
+HK$7,793/mo
Deposit HK$26.43M · loan HK$26.43M · min. income ≈ HK$256,166/mo (50% DSR)
Upfront cash ≈ HK$28.67M (deposit + AVD stamp duty HK$2,246,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,082
−HK$7,245/mo
▼ 0.25% · 3.875%
HK$137,678
−HK$3,649/mo
Today · 4.125%
HK$141,327
baseline
▲ 0.50% · 4.625%
HK$148,776
+HK$7,449/mo
Deposit HK$26.43M · loan HK$26.43M · min. income ≈ HK$282,654/mo (50% DSR)
Upfront cash ≈ HK$28.67M (deposit + AVD stamp duty HK$2,246,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,630
−HK$9,069/mo
▼ 0.25% · 3.875%
HK$149,128
−HK$4,571/mo
Today · 4.125%
HK$153,699
baseline
▲ 0.50% · 4.625%
HK$163,051
+HK$9,352/mo
Deposit HK$21.14M · loan HK$31.71M · min. income ≈ HK$307,398/mo (50% DSR)
Upfront cash ≈ HK$23.39M (deposit + AVD stamp duty HK$2,246,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,899
−HK$8,693/mo
▼ 0.25% · 3.875%
HK$165,214
−HK$4,378/mo
Today · 4.125%
HK$169,592
baseline
▲ 0.50% · 4.625%
HK$178,531
+HK$8,939/mo
Deposit HK$21.14M · loan HK$31.71M · min. income ≈ HK$339,184/mo (50% DSR)
Upfront cash ≈ HK$23.39M (deposit + AVD stamp duty HK$2,246,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,734
−HK$10,582/mo
▼ 0.25% · 3.875%
HK$173,983
−HK$5,333/mo
Today · 4.125%
HK$179,316
baseline
▲ 0.50% · 4.625%
HK$190,227
+HK$10,911/mo
Deposit HK$15.86M · loan HK$37.00M · min. income ≈ HK$358,632/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$2,246,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,715
−HK$10,142/mo
▼ 0.25% · 3.875%
HK$192,750
−HK$5,107/mo
Today · 4.125%
HK$197,857
baseline
▲ 0.50% · 4.625%
HK$208,286
+HK$10,429/mo
Deposit HK$15.86M · loan HK$37.00M · min. income ≈ HK$395,714/mo (50% DSR)
Upfront cash ≈ HK$18.10M (deposit + AVD stamp duty HK$2,246,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,944
−HK$13,605/mo
▼ 0.25% · 3.875%
HK$223,693
−HK$6,856/mo
Today · 4.125%
HK$230,549
baseline
▲ 0.50% · 4.625%
HK$244,577
+HK$14,028/mo
Deposit HK$5.29M · loan HK$47.57M · min. income ≈ HK$461,098/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,246,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,348
−HK$13,040/mo
▼ 0.25% · 3.875%
HK$247,821
−HK$6,567/mo
Today · 4.125%
HK$254,388
baseline
▲ 0.50% · 4.625%
HK$267,797
+HK$13,409/mo
Deposit HK$5.29M · loan HK$47.57M · min. income ≈ HK$508,776/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,246,369 · Scale 2, in force from 26 Feb 2026)