LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,053
−HK$756/mo
▼ 0.25% · 3.875%
HK$12,428
−HK$381/mo
Today · 4.125%
HK$12,809
baseline
▲ 0.50% · 4.625%
HK$13,588
+HK$779/mo
Deposit HK$2.64M · loan HK$2.64M · min. income ≈ HK$25,618/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$118,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,409
−HK$724/mo
▼ 0.25% · 3.875%
HK$13,768
−HK$365/mo
Today · 4.125%
HK$14,133
baseline
▲ 0.50% · 4.625%
HK$14,878
+HK$745/mo
Deposit HK$2.64M · loan HK$2.64M · min. income ≈ HK$28,266/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$118,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,463
−HK$907/mo
▼ 0.25% · 3.875%
HK$14,913
−HK$457/mo
Today · 4.125%
HK$15,370
baseline
▲ 0.50% · 4.625%
HK$16,305
+HK$935/mo
Deposit HK$2.11M · loan HK$3.17M · min. income ≈ HK$30,740/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$118,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,090
−HK$870/mo
▼ 0.25% · 3.875%
HK$16,522
−HK$438/mo
Today · 4.125%
HK$16,960
baseline
▲ 0.50% · 4.625%
HK$17,854
+HK$894/mo
Deposit HK$2.11M · loan HK$3.17M · min. income ≈ HK$33,920/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$118,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,874
−HK$1,058/mo
▼ 0.25% · 3.875%
HK$17,399
−HK$533/mo
Today · 4.125%
HK$17,932
baseline
▲ 0.50% · 4.625%
HK$19,023
+HK$1,091/mo
Deposit HK$1.59M · loan HK$3.70M · min. income ≈ HK$35,864/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$118,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,772
−HK$1,014/mo
▼ 0.25% · 3.875%
HK$19,275
−HK$511/mo
Today · 4.125%
HK$19,786
baseline
▲ 0.50% · 4.625%
HK$20,829
+HK$1,043/mo
Deposit HK$1.59M · loan HK$3.70M · min. income ≈ HK$39,572/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$118,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,695
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$22,370
−HK$685/mo
Today · 4.125%
HK$23,055
baseline
▲ 0.50% · 4.625%
HK$24,458
+HK$1,403/mo
Deposit HK$529K · loan HK$4.76M · min. income ≈ HK$46,110/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$118,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,135
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,783
−HK$656/mo
Today · 4.125%
HK$25,439
baseline
▲ 0.50% · 4.625%
HK$26,780
+HK$1,341/mo
Deposit HK$529K · loan HK$4.76M · min. income ≈ HK$50,878/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$118,929 · Scale 2, in force from 26 Feb 2026)