LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,543
−HK$7,559/mo
▼ 0.25% · 3.875%
HK$124,293
−HK$3,809/mo
Today · 4.125%
HK$128,102
baseline
▲ 0.50% · 4.625%
HK$135,897
+HK$7,795/mo
Deposit HK$26.43M · loan HK$26.43M · min. income ≈ HK$256,204/mo (50% DSR)
Upfront cash ≈ HK$28.68M (deposit + AVD stamp duty HK$2,246,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,103
−HK$7,245/mo
▼ 0.25% · 3.875%
HK$137,700
−HK$3,648/mo
Today · 4.125%
HK$141,348
baseline
▲ 0.50% · 4.625%
HK$148,799
+HK$7,451/mo
Deposit HK$26.43M · loan HK$26.43M · min. income ≈ HK$282,696/mo (50% DSR)
Upfront cash ≈ HK$28.68M (deposit + AVD stamp duty HK$2,246,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,652
−HK$9,071/mo
▼ 0.25% · 3.875%
HK$149,151
−HK$4,572/mo
Today · 4.125%
HK$153,723
baseline
▲ 0.50% · 4.625%
HK$163,077
+HK$9,354/mo
Deposit HK$21.15M · loan HK$31.72M · min. income ≈ HK$307,446/mo (50% DSR)
Upfront cash ≈ HK$23.39M (deposit + AVD stamp duty HK$2,246,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,924
−HK$8,694/mo
▼ 0.25% · 3.875%
HK$165,240
−HK$4,378/mo
Today · 4.125%
HK$169,618
baseline
▲ 0.50% · 4.625%
HK$178,559
+HK$8,941/mo
Deposit HK$21.15M · loan HK$31.72M · min. income ≈ HK$339,236/mo (50% DSR)
Upfront cash ≈ HK$23.39M (deposit + AVD stamp duty HK$2,246,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,761
−HK$10,582/mo
▼ 0.25% · 3.875%
HK$174,010
−HK$5,333/mo
Today · 4.125%
HK$179,343
baseline
▲ 0.50% · 4.625%
HK$190,256
+HK$10,913/mo
Deposit HK$15.86M · loan HK$37.00M · min. income ≈ HK$358,686/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$2,246,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,744
−HK$10,144/mo
▼ 0.25% · 3.875%
HK$192,780
−HK$5,108/mo
Today · 4.125%
HK$197,888
baseline
▲ 0.50% · 4.625%
HK$208,319
+HK$10,431/mo
Deposit HK$15.86M · loan HK$37.00M · min. income ≈ HK$395,776/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$2,246,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,978
−HK$13,606/mo
▼ 0.25% · 3.875%
HK$223,727
−HK$6,857/mo
Today · 4.125%
HK$230,584
baseline
▲ 0.50% · 4.625%
HK$244,615
+HK$14,031/mo
Deposit HK$5.29M · loan HK$47.58M · min. income ≈ HK$461,168/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,246,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,386
−HK$13,041/mo
▼ 0.25% · 3.875%
HK$247,859
−HK$6,568/mo
Today · 4.125%
HK$254,427
baseline
▲ 0.50% · 4.625%
HK$267,838
+HK$13,411/mo
Deposit HK$5.29M · loan HK$47.58M · min. income ≈ HK$508,854/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,246,716 · Scale 2, in force from 26 Feb 2026)