LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,557
−HK$7,560/mo
▼ 0.25% · 3.875%
HK$124,307
−HK$3,810/mo
Today · 4.125%
HK$128,117
baseline
▲ 0.50% · 4.625%
HK$135,913
+HK$7,796/mo
Deposit HK$26.44M · loan HK$26.44M · min. income ≈ HK$256,234/mo (50% DSR)
Upfront cash ≈ HK$28.68M (deposit + AVD stamp duty HK$2,246,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,119
−HK$7,246/mo
▼ 0.25% · 3.875%
HK$137,716
−HK$3,649/mo
Today · 4.125%
HK$141,365
baseline
▲ 0.50% · 4.625%
HK$148,816
+HK$7,451/mo
Deposit HK$26.44M · loan HK$26.44M · min. income ≈ HK$282,730/mo (50% DSR)
Upfront cash ≈ HK$28.68M (deposit + AVD stamp duty HK$2,246,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,669
−HK$9,072/mo
▼ 0.25% · 3.875%
HK$149,169
−HK$4,572/mo
Today · 4.125%
HK$153,741
baseline
▲ 0.50% · 4.625%
HK$163,095
+HK$9,354/mo
Deposit HK$21.15M · loan HK$31.72M · min. income ≈ HK$307,482/mo (50% DSR)
Upfront cash ≈ HK$23.39M (deposit + AVD stamp duty HK$2,246,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,942
−HK$8,696/mo
▼ 0.25% · 3.875%
HK$165,259
−HK$4,379/mo
Today · 4.125%
HK$169,638
baseline
▲ 0.50% · 4.625%
HK$178,579
+HK$8,941/mo
Deposit HK$21.15M · loan HK$31.72M · min. income ≈ HK$339,276/mo (50% DSR)
Upfront cash ≈ HK$23.39M (deposit + AVD stamp duty HK$2,246,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,780
−HK$10,584/mo
▼ 0.25% · 3.875%
HK$174,030
−HK$5,334/mo
Today · 4.125%
HK$179,364
baseline
▲ 0.50% · 4.625%
HK$190,278
+HK$10,914/mo
Deposit HK$15.86M · loan HK$37.01M · min. income ≈ HK$358,728/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$2,246,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,766
−HK$10,145/mo
▼ 0.25% · 3.875%
HK$192,802
−HK$5,109/mo
Today · 4.125%
HK$197,911
baseline
▲ 0.50% · 4.625%
HK$208,343
+HK$10,432/mo
Deposit HK$15.86M · loan HK$37.01M · min. income ≈ HK$395,822/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$2,246,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,003
−HK$13,608/mo
▼ 0.25% · 3.875%
HK$223,753
−HK$6,858/mo
Today · 4.125%
HK$230,611
baseline
▲ 0.50% · 4.625%
HK$244,643
+HK$14,032/mo
Deposit HK$5.29M · loan HK$47.58M · min. income ≈ HK$461,222/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,246,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,414
−HK$13,042/mo
▼ 0.25% · 3.875%
HK$247,888
−HK$6,568/mo
Today · 4.125%
HK$254,456
baseline
▲ 0.50% · 4.625%
HK$267,869
+HK$13,413/mo
Deposit HK$5.29M · loan HK$47.58M · min. income ≈ HK$508,912/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,246,976 · Scale 2, in force from 26 Feb 2026)