LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,562
−HK$7,560/mo
▼ 0.25% · 3.875%
HK$124,312
−HK$3,810/mo
Today · 4.125%
HK$128,122
baseline
▲ 0.50% · 4.625%
HK$135,918
+HK$7,796/mo
Deposit HK$26.44M · loan HK$26.44M · min. income ≈ HK$256,244/mo (50% DSR)
Upfront cash ≈ HK$28.68M (deposit + AVD stamp duty HK$2,247,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,123
−HK$7,247/mo
▼ 0.25% · 3.875%
HK$137,721
−HK$3,649/mo
Today · 4.125%
HK$141,370
baseline
▲ 0.50% · 4.625%
HK$148,822
+HK$7,452/mo
Deposit HK$26.44M · loan HK$26.44M · min. income ≈ HK$282,740/mo (50% DSR)
Upfront cash ≈ HK$28.68M (deposit + AVD stamp duty HK$2,247,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,674
−HK$9,072/mo
▼ 0.25% · 3.875%
HK$149,174
−HK$4,572/mo
Today · 4.125%
HK$153,746
baseline
▲ 0.50% · 4.625%
HK$163,101
+HK$9,355/mo
Deposit HK$21.15M · loan HK$31.72M · min. income ≈ HK$307,492/mo (50% DSR)
Upfront cash ≈ HK$23.40M (deposit + AVD stamp duty HK$2,247,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,948
−HK$8,696/mo
▼ 0.25% · 3.875%
HK$165,265
−HK$4,379/mo
Today · 4.125%
HK$169,644
baseline
▲ 0.50% · 4.625%
HK$178,586
+HK$8,942/mo
Deposit HK$21.15M · loan HK$31.72M · min. income ≈ HK$339,288/mo (50% DSR)
Upfront cash ≈ HK$23.40M (deposit + AVD stamp duty HK$2,247,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,786
−HK$10,584/mo
▼ 0.25% · 3.875%
HK$174,036
−HK$5,334/mo
Today · 4.125%
HK$179,370
baseline
▲ 0.50% · 4.625%
HK$190,285
+HK$10,915/mo
Deposit HK$15.86M · loan HK$37.01M · min. income ≈ HK$358,740/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$2,247,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,773
−HK$10,145/mo
▼ 0.25% · 3.875%
HK$192,809
−HK$5,109/mo
Today · 4.125%
HK$197,918
baseline
▲ 0.50% · 4.625%
HK$208,350
+HK$10,432/mo
Deposit HK$15.86M · loan HK$37.01M · min. income ≈ HK$395,836/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$2,247,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,011
−HK$13,608/mo
▼ 0.25% · 3.875%
HK$223,761
−HK$6,858/mo
Today · 4.125%
HK$230,619
baseline
▲ 0.50% · 4.625%
HK$244,652
+HK$14,033/mo
Deposit HK$5.29M · loan HK$47.58M · min. income ≈ HK$461,238/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,247,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,422
−HK$13,044/mo
▼ 0.25% · 3.875%
HK$247,897
−HK$6,569/mo
Today · 4.125%
HK$254,466
baseline
▲ 0.50% · 4.625%
HK$267,879
+HK$13,413/mo
Deposit HK$5.29M · loan HK$47.58M · min. income ≈ HK$508,932/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,247,057 · Scale 2, in force from 26 Feb 2026)