LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,564
−HK$7,561/mo
▼ 0.25% · 3.875%
HK$124,314
−HK$3,811/mo
Today · 4.125%
HK$128,125
baseline
▲ 0.50% · 4.625%
HK$135,921
+HK$7,796/mo
Deposit HK$26.44M · loan HK$26.44M · min. income ≈ HK$256,250/mo (50% DSR)
Upfront cash ≈ HK$28.68M (deposit + AVD stamp duty HK$2,247,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,126
−HK$7,247/mo
▼ 0.25% · 3.875%
HK$137,724
−HK$3,649/mo
Today · 4.125%
HK$141,373
baseline
▲ 0.50% · 4.625%
HK$148,825
+HK$7,452/mo
Deposit HK$26.44M · loan HK$26.44M · min. income ≈ HK$282,746/mo (50% DSR)
Upfront cash ≈ HK$28.68M (deposit + AVD stamp duty HK$2,247,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,677
−HK$9,072/mo
▼ 0.25% · 3.875%
HK$149,177
−HK$4,572/mo
Today · 4.125%
HK$153,749
baseline
▲ 0.50% · 4.625%
HK$163,105
+HK$9,356/mo
Deposit HK$21.15M · loan HK$31.72M · min. income ≈ HK$307,498/mo (50% DSR)
Upfront cash ≈ HK$23.40M (deposit + AVD stamp duty HK$2,247,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,952
−HK$8,695/mo
▼ 0.25% · 3.875%
HK$165,268
−HK$4,379/mo
Today · 4.125%
HK$169,647
baseline
▲ 0.50% · 4.625%
HK$178,590
+HK$8,943/mo
Deposit HK$21.15M · loan HK$31.72M · min. income ≈ HK$339,294/mo (50% DSR)
Upfront cash ≈ HK$23.40M (deposit + AVD stamp duty HK$2,247,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,790
−HK$10,584/mo
▼ 0.25% · 3.875%
HK$174,040
−HK$5,334/mo
Today · 4.125%
HK$179,374
baseline
▲ 0.50% · 4.625%
HK$190,289
+HK$10,915/mo
Deposit HK$15.86M · loan HK$37.01M · min. income ≈ HK$358,748/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$2,247,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,777
−HK$10,145/mo
▼ 0.25% · 3.875%
HK$192,813
−HK$5,109/mo
Today · 4.125%
HK$197,922
baseline
▲ 0.50% · 4.625%
HK$208,355
+HK$10,433/mo
Deposit HK$15.86M · loan HK$37.01M · min. income ≈ HK$395,844/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$2,247,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,015
−HK$13,609/mo
▼ 0.25% · 3.875%
HK$223,766
−HK$6,858/mo
Today · 4.125%
HK$230,624
baseline
▲ 0.50% · 4.625%
HK$244,657
+HK$14,033/mo
Deposit HK$5.29M · loan HK$47.59M · min. income ≈ HK$461,248/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,247,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,427
−HK$13,044/mo
▼ 0.25% · 3.875%
HK$247,902
−HK$6,569/mo
Today · 4.125%
HK$254,471
baseline
▲ 0.50% · 4.625%
HK$267,884
+HK$13,413/mo
Deposit HK$5.29M · loan HK$47.59M · min. income ≈ HK$508,942/mo (50% DSR)
Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$2,247,104 · Scale 2, in force from 26 Feb 2026)