LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,577
−HK$7,561/mo
▼ 0.25% · 3.875%
HK$124,327
−HK$3,811/mo
Today · 4.125%
HK$128,138
baseline
▲ 0.50% · 4.625%
HK$135,935
+HK$7,797/mo
Deposit HK$26.44M · loan HK$26.44M · min. income ≈ HK$256,276/mo (50% DSR)
Upfront cash ≈ HK$28.69M (deposit + AVD stamp duty HK$2,247,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,141
−HK$7,247/mo
▼ 0.25% · 3.875%
HK$137,738
−HK$3,650/mo
Today · 4.125%
HK$141,388
baseline
▲ 0.50% · 4.625%
HK$148,840
+HK$7,452/mo
Deposit HK$26.44M · loan HK$26.44M · min. income ≈ HK$282,776/mo (50% DSR)
Upfront cash ≈ HK$28.69M (deposit + AVD stamp duty HK$2,247,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,692
−HK$9,074/mo
▼ 0.25% · 3.875%
HK$149,193
−HK$4,573/mo
Today · 4.125%
HK$153,766
baseline
▲ 0.50% · 4.625%
HK$163,122
+HK$9,356/mo
Deposit HK$21.15M · loan HK$31.73M · min. income ≈ HK$307,532/mo (50% DSR)
Upfront cash ≈ HK$23.40M (deposit + AVD stamp duty HK$2,247,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,969
−HK$8,696/mo
▼ 0.25% · 3.875%
HK$165,286
−HK$4,379/mo
Today · 4.125%
HK$169,665
baseline
▲ 0.50% · 4.625%
HK$178,609
+HK$8,944/mo
Deposit HK$21.15M · loan HK$31.73M · min. income ≈ HK$339,330/mo (50% DSR)
Upfront cash ≈ HK$23.40M (deposit + AVD stamp duty HK$2,247,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,808
−HK$10,585/mo
▼ 0.25% · 3.875%
HK$174,058
−HK$5,335/mo
Today · 4.125%
HK$179,393
baseline
▲ 0.50% · 4.625%
HK$190,309
+HK$10,916/mo
Deposit HK$15.86M · loan HK$37.02M · min. income ≈ HK$358,786/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$2,247,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,797
−HK$10,146/mo
▼ 0.25% · 3.875%
HK$192,833
−HK$5,110/mo
Today · 4.125%
HK$197,943
baseline
▲ 0.50% · 4.625%
HK$208,377
+HK$10,434/mo
Deposit HK$15.86M · loan HK$37.02M · min. income ≈ HK$395,886/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$2,247,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,038
−HK$13,610/mo
▼ 0.25% · 3.875%
HK$223,789
−HK$6,859/mo
Today · 4.125%
HK$230,648
baseline
▲ 0.50% · 4.625%
HK$244,683
+HK$14,035/mo
Deposit HK$5.29M · loan HK$47.59M · min. income ≈ HK$461,296/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$2,247,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,453
−HK$13,045/mo
▼ 0.25% · 3.875%
HK$247,929
−HK$6,569/mo
Today · 4.125%
HK$254,498
baseline
▲ 0.50% · 4.625%
HK$267,913
+HK$13,415/mo
Deposit HK$5.29M · loan HK$47.59M · min. income ≈ HK$508,996/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$2,247,342 · Scale 2, in force from 26 Feb 2026)