LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,581
−HK$7,562/mo
▼ 0.25% · 3.875%
HK$124,332
−HK$3,811/mo
Today · 4.125%
HK$128,143
baseline
▲ 0.50% · 4.625%
HK$135,940
+HK$7,797/mo
Deposit HK$26.44M · loan HK$26.44M · min. income ≈ HK$256,286/mo (50% DSR)
Upfront cash ≈ HK$28.69M (deposit + AVD stamp duty HK$2,247,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,146
−HK$7,247/mo
▼ 0.25% · 3.875%
HK$137,743
−HK$3,650/mo
Today · 4.125%
HK$141,393
baseline
▲ 0.50% · 4.625%
HK$148,846
+HK$7,453/mo
Deposit HK$26.44M · loan HK$26.44M · min. income ≈ HK$282,786/mo (50% DSR)
Upfront cash ≈ HK$28.69M (deposit + AVD stamp duty HK$2,247,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,698
−HK$9,073/mo
▼ 0.25% · 3.875%
HK$149,199
−HK$4,572/mo
Today · 4.125%
HK$153,771
baseline
▲ 0.50% · 4.625%
HK$163,128
+HK$9,357/mo
Deposit HK$21.15M · loan HK$31.73M · min. income ≈ HK$307,542/mo (50% DSR)
Upfront cash ≈ HK$23.40M (deposit + AVD stamp duty HK$2,247,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,975
−HK$8,697/mo
▼ 0.25% · 3.875%
HK$165,292
−HK$4,380/mo
Today · 4.125%
HK$169,672
baseline
▲ 0.50% · 4.625%
HK$178,615
+HK$8,943/mo
Deposit HK$21.15M · loan HK$31.73M · min. income ≈ HK$339,344/mo (50% DSR)
Upfront cash ≈ HK$23.40M (deposit + AVD stamp duty HK$2,247,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,814
−HK$10,586/mo
▼ 0.25% · 3.875%
HK$174,065
−HK$5,335/mo
Today · 4.125%
HK$179,400
baseline
▲ 0.50% · 4.625%
HK$190,316
+HK$10,916/mo
Deposit HK$15.86M · loan HK$37.02M · min. income ≈ HK$358,800/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$2,247,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,804
−HK$10,146/mo
▼ 0.25% · 3.875%
HK$192,841
−HK$5,109/mo
Today · 4.125%
HK$197,950
baseline
▲ 0.50% · 4.625%
HK$208,385
+HK$10,435/mo
Deposit HK$15.86M · loan HK$37.02M · min. income ≈ HK$395,900/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$2,247,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,046
−HK$13,611/mo
▼ 0.25% · 3.875%
HK$223,798
−HK$6,859/mo
Today · 4.125%
HK$230,657
baseline
▲ 0.50% · 4.625%
HK$244,692
+HK$14,035/mo
Deposit HK$5.29M · loan HK$47.59M · min. income ≈ HK$461,314/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$2,247,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,462
−HK$13,045/mo
▼ 0.25% · 3.875%
HK$247,938
−HK$6,569/mo
Today · 4.125%
HK$254,507
baseline
▲ 0.50% · 4.625%
HK$267,923
+HK$13,416/mo
Deposit HK$5.29M · loan HK$47.59M · min. income ≈ HK$509,014/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$2,247,427 · Scale 2, in force from 26 Feb 2026)