LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,584
−HK$7,561/mo
▼ 0.25% · 3.875%
HK$124,335
−HK$3,810/mo
Today · 4.125%
HK$128,145
baseline
▲ 0.50% · 4.625%
HK$135,943
+HK$7,798/mo
Deposit HK$26.44M · loan HK$26.44M · min. income ≈ HK$256,290/mo (50% DSR)
Upfront cash ≈ HK$28.69M (deposit + AVD stamp duty HK$2,247,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,148
−HK$7,248/mo
▼ 0.25% · 3.875%
HK$137,746
−HK$3,650/mo
Today · 4.125%
HK$141,396
baseline
▲ 0.50% · 4.625%
HK$148,849
+HK$7,453/mo
Deposit HK$26.44M · loan HK$26.44M · min. income ≈ HK$282,792/mo (50% DSR)
Upfront cash ≈ HK$28.69M (deposit + AVD stamp duty HK$2,247,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,701
−HK$9,074/mo
▼ 0.25% · 3.875%
HK$149,202
−HK$4,573/mo
Today · 4.125%
HK$153,775
baseline
▲ 0.50% · 4.625%
HK$163,131
+HK$9,356/mo
Deposit HK$21.15M · loan HK$31.73M · min. income ≈ HK$307,550/mo (50% DSR)
Upfront cash ≈ HK$23.40M (deposit + AVD stamp duty HK$2,247,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,978
−HK$8,697/mo
▼ 0.25% · 3.875%
HK$165,295
−HK$4,380/mo
Today · 4.125%
HK$169,675
baseline
▲ 0.50% · 4.625%
HK$178,619
+HK$8,944/mo
Deposit HK$21.15M · loan HK$31.73M · min. income ≈ HK$339,350/mo (50% DSR)
Upfront cash ≈ HK$23.40M (deposit + AVD stamp duty HK$2,247,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,817
−HK$10,587/mo
▼ 0.25% · 3.875%
HK$174,068
−HK$5,336/mo
Today · 4.125%
HK$179,404
baseline
▲ 0.50% · 4.625%
HK$190,320
+HK$10,916/mo
Deposit HK$15.86M · loan HK$37.02M · min. income ≈ HK$358,808/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$2,247,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,808
−HK$10,146/mo
▼ 0.25% · 3.875%
HK$192,844
−HK$5,110/mo
Today · 4.125%
HK$197,954
baseline
▲ 0.50% · 4.625%
HK$208,389
+HK$10,435/mo
Deposit HK$15.86M · loan HK$37.02M · min. income ≈ HK$395,908/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$2,247,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,051
−HK$13,611/mo
▼ 0.25% · 3.875%
HK$223,802
−HK$6,860/mo
Today · 4.125%
HK$230,662
baseline
▲ 0.50% · 4.625%
HK$244,697
+HK$14,035/mo
Deposit HK$5.29M · loan HK$47.59M · min. income ≈ HK$461,324/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$2,247,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,467
−HK$13,046/mo
▼ 0.25% · 3.875%
HK$247,943
−HK$6,570/mo
Today · 4.125%
HK$254,513
baseline
▲ 0.50% · 4.625%
HK$267,928
+HK$13,415/mo
Deposit HK$5.29M · loan HK$47.59M · min. income ≈ HK$509,026/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$2,247,471 · Scale 2, in force from 26 Feb 2026)