LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,599
−HK$7,563/mo
▼ 0.25% · 3.875%
HK$124,351
−HK$3,811/mo
Today · 4.125%
HK$128,162
baseline
▲ 0.50% · 4.625%
HK$135,960
+HK$7,798/mo
Deposit HK$26.44M · loan HK$26.44M · min. income ≈ HK$256,324/mo (50% DSR)
Upfront cash ≈ HK$28.69M (deposit + AVD stamp duty HK$2,247,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,166
−HK$7,248/mo
▼ 0.25% · 3.875%
HK$137,764
−HK$3,650/mo
Today · 4.125%
HK$141,414
baseline
▲ 0.50% · 4.625%
HK$148,868
+HK$7,454/mo
Deposit HK$26.44M · loan HK$26.44M · min. income ≈ HK$282,828/mo (50% DSR)
Upfront cash ≈ HK$28.69M (deposit + AVD stamp duty HK$2,247,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,719
−HK$9,075/mo
▼ 0.25% · 3.875%
HK$149,221
−HK$4,573/mo
Today · 4.125%
HK$153,794
baseline
▲ 0.50% · 4.625%
HK$163,153
+HK$9,359/mo
Deposit HK$21.16M · loan HK$31.73M · min. income ≈ HK$307,588/mo (50% DSR)
Upfront cash ≈ HK$23.40M (deposit + AVD stamp duty HK$2,247,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,999
−HK$8,698/mo
▼ 0.25% · 3.875%
HK$165,317
−HK$4,380/mo
Today · 4.125%
HK$169,697
baseline
▲ 0.50% · 4.625%
HK$178,642
+HK$8,945/mo
Deposit HK$21.16M · loan HK$31.73M · min. income ≈ HK$339,394/mo (50% DSR)
Upfront cash ≈ HK$23.40M (deposit + AVD stamp duty HK$2,247,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,839
−HK$10,588/mo
▼ 0.25% · 3.875%
HK$174,091
−HK$5,336/mo
Today · 4.125%
HK$179,427
baseline
▲ 0.50% · 4.625%
HK$190,345
+HK$10,918/mo
Deposit HK$15.87M · loan HK$37.02M · min. income ≈ HK$358,854/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$2,247,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,832
−HK$10,148/mo
▼ 0.25% · 3.875%
HK$192,869
−HK$5,111/mo
Today · 4.125%
HK$197,980
baseline
▲ 0.50% · 4.625%
HK$208,416
+HK$10,436/mo
Deposit HK$15.87M · loan HK$37.02M · min. income ≈ HK$395,960/mo (50% DSR)
Upfront cash ≈ HK$18.11M (deposit + AVD stamp duty HK$2,247,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,079
−HK$13,613/mo
▼ 0.25% · 3.875%
HK$223,831
−HK$6,861/mo
Today · 4.125%
HK$230,692
baseline
▲ 0.50% · 4.625%
HK$244,729
+HK$14,037/mo
Deposit HK$5.29M · loan HK$47.60M · min. income ≈ HK$461,384/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$2,247,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,498
−HK$13,048/mo
▼ 0.25% · 3.875%
HK$247,975
−HK$6,571/mo
Today · 4.125%
HK$254,546
baseline
▲ 0.50% · 4.625%
HK$267,963
+HK$13,417/mo
Deposit HK$5.29M · loan HK$47.60M · min. income ≈ HK$509,092/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$2,247,763 · Scale 2, in force from 26 Feb 2026)