LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,065
−HK$757/mo
▼ 0.25% · 3.875%
HK$12,441
−HK$381/mo
Today · 4.125%
HK$12,822
baseline
▲ 0.50% · 4.625%
HK$13,602
+HK$780/mo
Deposit HK$2.65M · loan HK$2.65M · min. income ≈ HK$25,644/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$119,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,423
−HK$725/mo
▼ 0.25% · 3.875%
HK$13,783
−HK$365/mo
Today · 4.125%
HK$14,148
baseline
▲ 0.50% · 4.625%
HK$14,893
+HK$745/mo
Deposit HK$2.65M · loan HK$2.65M · min. income ≈ HK$28,296/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$119,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,478
−HK$908/mo
▼ 0.25% · 3.875%
HK$14,929
−HK$457/mo
Today · 4.125%
HK$15,386
baseline
▲ 0.50% · 4.625%
HK$16,323
+HK$937/mo
Deposit HK$2.12M · loan HK$3.17M · min. income ≈ HK$30,772/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$119,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,107
−HK$870/mo
▼ 0.25% · 3.875%
HK$16,539
−HK$438/mo
Today · 4.125%
HK$16,977
baseline
▲ 0.50% · 4.625%
HK$17,872
+HK$895/mo
Deposit HK$2.12M · loan HK$3.17M · min. income ≈ HK$33,954/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$119,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,891
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$17,417
−HK$534/mo
Today · 4.125%
HK$17,951
baseline
▲ 0.50% · 4.625%
HK$19,043
+HK$1,092/mo
Deposit HK$1.59M · loan HK$3.70M · min. income ≈ HK$35,902/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$119,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,792
−HK$1,015/mo
▼ 0.25% · 3.875%
HK$19,296
−HK$511/mo
Today · 4.125%
HK$19,807
baseline
▲ 0.50% · 4.625%
HK$20,851
+HK$1,044/mo
Deposit HK$1.59M · loan HK$3.70M · min. income ≈ HK$39,614/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$119,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,718
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,393
−HK$686/mo
Today · 4.125%
HK$23,079
baseline
▲ 0.50% · 4.625%
HK$24,484
+HK$1,405/mo
Deposit HK$529K · loan HK$4.76M · min. income ≈ HK$46,158/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$119,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,161
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,809
−HK$657/mo
Today · 4.125%
HK$25,466
baseline
▲ 0.50% · 4.625%
HK$26,808
+HK$1,342/mo
Deposit HK$529K · loan HK$4.76M · min. income ≈ HK$50,932/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$119,053 · Scale 2, in force from 26 Feb 2026)