LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,664
−HK$7,567/mo
▼ 0.25% · 3.875%
HK$124,418
−HK$3,813/mo
Today · 4.125%
HK$128,231
baseline
▲ 0.50% · 4.625%
HK$136,034
+HK$7,803/mo
Deposit HK$26.46M · loan HK$26.46M · min. income ≈ HK$256,462/mo (50% DSR)
Upfront cash ≈ HK$28.71M (deposit + AVD stamp duty HK$2,248,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,238
−HK$7,252/mo
▼ 0.25% · 3.875%
HK$137,838
−HK$3,652/mo
Today · 4.125%
HK$141,490
baseline
▲ 0.50% · 4.625%
HK$148,948
+HK$7,458/mo
Deposit HK$26.46M · loan HK$26.46M · min. income ≈ HK$282,980/mo (50% DSR)
Upfront cash ≈ HK$28.71M (deposit + AVD stamp duty HK$2,248,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,797
−HK$9,080/mo
▼ 0.25% · 3.875%
HK$149,301
−HK$4,576/mo
Today · 4.125%
HK$153,877
baseline
▲ 0.50% · 4.625%
HK$163,240
+HK$9,363/mo
Deposit HK$21.17M · loan HK$31.75M · min. income ≈ HK$307,754/mo (50% DSR)
Upfront cash ≈ HK$23.42M (deposit + AVD stamp duty HK$2,248,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,085
−HK$8,703/mo
▼ 0.25% · 3.875%
HK$165,406
−HK$4,382/mo
Today · 4.125%
HK$169,788
baseline
▲ 0.50% · 4.625%
HK$178,738
+HK$8,950/mo
Deposit HK$21.17M · loan HK$31.75M · min. income ≈ HK$339,576/mo (50% DSR)
Upfront cash ≈ HK$23.42M (deposit + AVD stamp duty HK$2,248,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,930
−HK$10,593/mo
▼ 0.25% · 3.875%
HK$174,185
−HK$5,338/mo
Today · 4.125%
HK$179,523
baseline
▲ 0.50% · 4.625%
HK$190,447
+HK$10,924/mo
Deposit HK$15.88M · loan HK$37.04M · min. income ≈ HK$359,046/mo (50% DSR)
Upfront cash ≈ HK$18.12M (deposit + AVD stamp duty HK$2,248,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,933
−HK$10,153/mo
▼ 0.25% · 3.875%
HK$192,973
−HK$5,113/mo
Today · 4.125%
HK$198,086
baseline
▲ 0.50% · 4.625%
HK$208,528
+HK$10,442/mo
Deposit HK$15.88M · loan HK$37.04M · min. income ≈ HK$396,172/mo (50% DSR)
Upfront cash ≈ HK$18.12M (deposit + AVD stamp duty HK$2,248,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,196
−HK$13,620/mo
▼ 0.25% · 3.875%
HK$223,952
−HK$6,864/mo
Today · 4.125%
HK$230,816
baseline
▲ 0.50% · 4.625%
HK$244,860
+HK$14,044/mo
Deposit HK$5.29M · loan HK$47.63M · min. income ≈ HK$461,632/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$2,248,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,628
−HK$13,055/mo
▼ 0.25% · 3.875%
HK$248,108
−HK$6,575/mo
Today · 4.125%
HK$254,683
baseline
▲ 0.50% · 4.625%
HK$268,107
+HK$13,424/mo
Deposit HK$5.29M · loan HK$47.63M · min. income ≈ HK$509,366/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$2,248,973 · Scale 2, in force from 26 Feb 2026)