LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,067
−HK$757/mo
▼ 0.25% · 3.875%
HK$12,442
−HK$382/mo
Today · 4.125%
HK$12,824
baseline
▲ 0.50% · 4.625%
HK$13,604
+HK$780/mo
Deposit HK$2.65M · loan HK$2.65M · min. income ≈ HK$25,648/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$119,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,424
−HK$726/mo
▼ 0.25% · 3.875%
HK$13,785
−HK$365/mo
Today · 4.125%
HK$14,150
baseline
▲ 0.50% · 4.625%
HK$14,896
+HK$746/mo
Deposit HK$2.65M · loan HK$2.65M · min. income ≈ HK$28,300/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$119,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,480
−HK$909/mo
▼ 0.25% · 3.875%
HK$14,931
−HK$458/mo
Today · 4.125%
HK$15,389
baseline
▲ 0.50% · 4.625%
HK$16,325
+HK$936/mo
Deposit HK$2.12M · loan HK$3.18M · min. income ≈ HK$30,778/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$119,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,109
−HK$871/mo
▼ 0.25% · 3.875%
HK$16,541
−HK$439/mo
Today · 4.125%
HK$16,980
baseline
▲ 0.50% · 4.625%
HK$17,875
+HK$895/mo
Deposit HK$2.12M · loan HK$3.18M · min. income ≈ HK$33,960/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$119,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,894
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$17,419
−HK$534/mo
Today · 4.125%
HK$17,953
baseline
▲ 0.50% · 4.625%
HK$19,046
+HK$1,093/mo
Deposit HK$1.59M · loan HK$3.70M · min. income ≈ HK$35,906/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$119,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,794
−HK$1,016/mo
▼ 0.25% · 3.875%
HK$19,298
−HK$512/mo
Today · 4.125%
HK$19,810
baseline
▲ 0.50% · 4.625%
HK$20,854
+HK$1,044/mo
Deposit HK$1.59M · loan HK$3.70M · min. income ≈ HK$39,620/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$119,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,721
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,396
−HK$687/mo
Today · 4.125%
HK$23,083
baseline
▲ 0.50% · 4.625%
HK$24,487
+HK$1,404/mo
Deposit HK$529K · loan HK$4.76M · min. income ≈ HK$46,166/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$119,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,164
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,812
−HK$658/mo
Today · 4.125%
HK$25,470
baseline
▲ 0.50% · 4.625%
HK$26,812
+HK$1,342/mo
Deposit HK$529K · loan HK$4.76M · min. income ≈ HK$50,940/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$119,070 · Scale 2, in force from 26 Feb 2026)