LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,067
−HK$757/mo
▼ 0.25% · 3.875%
HK$12,443
−HK$381/mo
Today · 4.125%
HK$12,824
baseline
▲ 0.50% · 4.625%
HK$13,604
+HK$780/mo
Deposit HK$2.65M · loan HK$2.65M · min. income ≈ HK$25,648/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$119,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,425
−HK$725/mo
▼ 0.25% · 3.875%
HK$13,785
−HK$365/mo
Today · 4.125%
HK$14,150
baseline
▲ 0.50% · 4.625%
HK$14,896
+HK$746/mo
Deposit HK$2.65M · loan HK$2.65M · min. income ≈ HK$28,300/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$119,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,481
−HK$908/mo
▼ 0.25% · 3.875%
HK$14,931
−HK$458/mo
Today · 4.125%
HK$15,389
baseline
▲ 0.50% · 4.625%
HK$16,325
+HK$936/mo
Deposit HK$2.12M · loan HK$3.18M · min. income ≈ HK$30,778/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$119,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,110
−HK$870/mo
▼ 0.25% · 3.875%
HK$16,542
−HK$438/mo
Today · 4.125%
HK$16,980
baseline
▲ 0.50% · 4.625%
HK$17,875
+HK$895/mo
Deposit HK$2.12M · loan HK$3.18M · min. income ≈ HK$33,960/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$119,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,894
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$17,420
−HK$534/mo
Today · 4.125%
HK$17,954
baseline
▲ 0.50% · 4.625%
HK$19,046
+HK$1,092/mo
Deposit HK$1.59M · loan HK$3.70M · min. income ≈ HK$35,908/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$119,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,795
−HK$1,015/mo
▼ 0.25% · 3.875%
HK$19,299
−HK$511/mo
Today · 4.125%
HK$19,810
baseline
▲ 0.50% · 4.625%
HK$20,854
+HK$1,044/mo
Deposit HK$1.59M · loan HK$3.70M · min. income ≈ HK$39,620/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$119,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,721
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,397
−HK$686/mo
Today · 4.125%
HK$23,083
baseline
▲ 0.50% · 4.625%
HK$24,488
+HK$1,405/mo
Deposit HK$529K · loan HK$4.76M · min. income ≈ HK$46,166/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$119,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,165
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,813
−HK$657/mo
Today · 4.125%
HK$25,470
baseline
▲ 0.50% · 4.625%
HK$26,813
+HK$1,343/mo
Deposit HK$529K · loan HK$4.76M · min. income ≈ HK$50,940/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$119,072 · Scale 2, in force from 26 Feb 2026)