LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,679
−HK$7,568/mo
▼ 0.25% · 3.875%
HK$124,433
−HK$3,814/mo
Today · 4.125%
HK$128,247
baseline
▲ 0.50% · 4.625%
HK$136,050
+HK$7,803/mo
Deposit HK$26.46M · loan HK$26.46M · min. income ≈ HK$256,494/mo (50% DSR)
Upfront cash ≈ HK$28.71M (deposit + AVD stamp duty HK$2,249,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,254
−HK$7,254/mo
▼ 0.25% · 3.875%
HK$137,855
−HK$3,653/mo
Today · 4.125%
HK$141,508
baseline
▲ 0.50% · 4.625%
HK$148,967
+HK$7,459/mo
Deposit HK$26.46M · loan HK$26.46M · min. income ≈ HK$283,016/mo (50% DSR)
Upfront cash ≈ HK$28.71M (deposit + AVD stamp duty HK$2,249,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,815
−HK$9,081/mo
▼ 0.25% · 3.875%
HK$149,319
−HK$4,577/mo
Today · 4.125%
HK$153,896
baseline
▲ 0.50% · 4.625%
HK$163,260
+HK$9,364/mo
Deposit HK$21.17M · loan HK$31.75M · min. income ≈ HK$307,792/mo (50% DSR)
Upfront cash ≈ HK$23.42M (deposit + AVD stamp duty HK$2,249,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,105
−HK$8,704/mo
▼ 0.25% · 3.875%
HK$165,426
−HK$4,383/mo
Today · 4.125%
HK$169,809
baseline
▲ 0.50% · 4.625%
HK$178,760
+HK$8,951/mo
Deposit HK$21.17M · loan HK$31.75M · min. income ≈ HK$339,618/mo (50% DSR)
Upfront cash ≈ HK$23.42M (deposit + AVD stamp duty HK$2,249,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,951
−HK$10,594/mo
▼ 0.25% · 3.875%
HK$174,206
−HK$5,339/mo
Today · 4.125%
HK$179,545
baseline
▲ 0.50% · 4.625%
HK$190,470
+HK$10,925/mo
Deposit HK$15.88M · loan HK$37.05M · min. income ≈ HK$359,090/mo (50% DSR)
Upfront cash ≈ HK$18.13M (deposit + AVD stamp duty HK$2,249,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,956
−HK$10,155/mo
▼ 0.25% · 3.875%
HK$192,997
−HK$5,114/mo
Today · 4.125%
HK$198,111
baseline
▲ 0.50% · 4.625%
HK$208,553
+HK$10,442/mo
Deposit HK$15.88M · loan HK$37.05M · min. income ≈ HK$396,222/mo (50% DSR)
Upfront cash ≈ HK$18.13M (deposit + AVD stamp duty HK$2,249,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,222
−HK$13,622/mo
▼ 0.25% · 3.875%
HK$223,979
−HK$6,865/mo
Today · 4.125%
HK$230,844
baseline
▲ 0.50% · 4.625%
HK$244,890
+HK$14,046/mo
Deposit HK$5.29M · loan HK$47.63M · min. income ≈ HK$461,688/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$2,249,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,658
−HK$13,056/mo
▼ 0.25% · 3.875%
HK$248,139
−HK$6,575/mo
Today · 4.125%
HK$254,714
baseline
▲ 0.50% · 4.625%
HK$268,140
+HK$13,426/mo
Deposit HK$5.29M · loan HK$47.63M · min. income ≈ HK$509,428/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$2,249,247 · Scale 2, in force from 26 Feb 2026)