LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,696
−HK$7,569/mo
▼ 0.25% · 3.875%
HK$124,450
−HK$3,815/mo
Today · 4.125%
HK$128,265
baseline
▲ 0.50% · 4.625%
HK$136,069
+HK$7,804/mo
Deposit HK$26.47M · loan HK$26.47M · min. income ≈ HK$256,530/mo (50% DSR)
Upfront cash ≈ HK$28.71M (deposit + AVD stamp duty HK$2,249,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,273
−HK$7,254/mo
▼ 0.25% · 3.875%
HK$137,874
−HK$3,653/mo
Today · 4.125%
HK$141,527
baseline
▲ 0.50% · 4.625%
HK$148,987
+HK$7,460/mo
Deposit HK$26.47M · loan HK$26.47M · min. income ≈ HK$283,054/mo (50% DSR)
Upfront cash ≈ HK$28.71M (deposit + AVD stamp duty HK$2,249,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,835
−HK$9,082/mo
▼ 0.25% · 3.875%
HK$149,340
−HK$4,577/mo
Today · 4.125%
HK$153,917
baseline
▲ 0.50% · 4.625%
HK$163,283
+HK$9,366/mo
Deposit HK$21.17M · loan HK$31.76M · min. income ≈ HK$307,834/mo (50% DSR)
Upfront cash ≈ HK$23.42M (deposit + AVD stamp duty HK$2,249,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,128
−HK$8,705/mo
▼ 0.25% · 3.875%
HK$165,449
−HK$4,384/mo
Today · 4.125%
HK$169,833
baseline
▲ 0.50% · 4.625%
HK$178,785
+HK$8,952/mo
Deposit HK$21.17M · loan HK$31.76M · min. income ≈ HK$339,666/mo (50% DSR)
Upfront cash ≈ HK$23.42M (deposit + AVD stamp duty HK$2,249,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,974
−HK$10,596/mo
▼ 0.25% · 3.875%
HK$174,230
−HK$5,340/mo
Today · 4.125%
HK$179,570
baseline
▲ 0.50% · 4.625%
HK$190,497
+HK$10,927/mo
Deposit HK$15.88M · loan HK$37.05M · min. income ≈ HK$359,140/mo (50% DSR)
Upfront cash ≈ HK$18.13M (deposit + AVD stamp duty HK$2,249,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,982
−HK$10,156/mo
▼ 0.25% · 3.875%
HK$193,024
−HK$5,114/mo
Today · 4.125%
HK$198,138
baseline
▲ 0.50% · 4.625%
HK$208,582
+HK$10,444/mo
Deposit HK$15.88M · loan HK$37.05M · min. income ≈ HK$396,276/mo (50% DSR)
Upfront cash ≈ HK$18.13M (deposit + AVD stamp duty HK$2,249,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,253
−HK$13,623/mo
▼ 0.25% · 3.875%
HK$224,010
−HK$6,866/mo
Today · 4.125%
HK$230,876
baseline
▲ 0.50% · 4.625%
HK$244,925
+HK$14,049/mo
Deposit HK$5.29M · loan HK$47.64M · min. income ≈ HK$461,752/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$2,249,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,691
−HK$13,058/mo
▼ 0.25% · 3.875%
HK$248,173
−HK$6,576/mo
Today · 4.125%
HK$254,749
baseline
▲ 0.50% · 4.625%
HK$268,177
+HK$13,428/mo
Deposit HK$5.29M · loan HK$47.64M · min. income ≈ HK$509,498/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$2,249,561 · Scale 2, in force from 26 Feb 2026)