LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,729
−HK$7,571/mo
▼ 0.25% · 3.875%
HK$124,485
−HK$3,815/mo
Today · 4.125%
HK$128,300
baseline
▲ 0.50% · 4.625%
HK$136,107
+HK$7,807/mo
Deposit HK$26.47M · loan HK$26.47M · min. income ≈ HK$256,600/mo (50% DSR)
Upfront cash ≈ HK$28.72M (deposit + AVD stamp duty HK$2,250,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,310
−HK$7,257/mo
▼ 0.25% · 3.875%
HK$137,912
−HK$3,655/mo
Today · 4.125%
HK$141,567
baseline
▲ 0.50% · 4.625%
HK$149,029
+HK$7,462/mo
Deposit HK$26.47M · loan HK$26.47M · min. income ≈ HK$283,134/mo (50% DSR)
Upfront cash ≈ HK$28.72M (deposit + AVD stamp duty HK$2,250,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,875
−HK$9,085/mo
▼ 0.25% · 3.875%
HK$149,382
−HK$4,578/mo
Today · 4.125%
HK$153,960
baseline
▲ 0.50% · 4.625%
HK$163,328
+HK$9,368/mo
Deposit HK$21.18M · loan HK$31.77M · min. income ≈ HK$307,920/mo (50% DSR)
Upfront cash ≈ HK$23.43M (deposit + AVD stamp duty HK$2,250,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,172
−HK$8,708/mo
▼ 0.25% · 3.875%
HK$165,495
−HK$4,385/mo
Today · 4.125%
HK$169,880
baseline
▲ 0.50% · 4.625%
HK$178,835
+HK$8,955/mo
Deposit HK$21.18M · loan HK$31.77M · min. income ≈ HK$339,760/mo (50% DSR)
Upfront cash ≈ HK$23.43M (deposit + AVD stamp duty HK$2,250,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,021
−HK$10,599/mo
▼ 0.25% · 3.875%
HK$174,279
−HK$5,341/mo
Today · 4.125%
HK$179,620
baseline
▲ 0.50% · 4.625%
HK$190,550
+HK$10,930/mo
Deposit HK$15.88M · loan HK$37.06M · min. income ≈ HK$359,240/mo (50% DSR)
Upfront cash ≈ HK$18.13M (deposit + AVD stamp duty HK$2,250,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,034
−HK$10,159/mo
▼ 0.25% · 3.875%
HK$193,077
−HK$5,116/mo
Today · 4.125%
HK$198,193
baseline
▲ 0.50% · 4.625%
HK$208,640
+HK$10,447/mo
Deposit HK$15.88M · loan HK$37.06M · min. income ≈ HK$396,386/mo (50% DSR)
Upfront cash ≈ HK$18.13M (deposit + AVD stamp duty HK$2,250,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,313
−HK$13,627/mo
▼ 0.25% · 3.875%
HK$224,073
−HK$6,867/mo
Today · 4.125%
HK$230,940
baseline
▲ 0.50% · 4.625%
HK$244,993
+HK$14,053/mo
Deposit HK$5.29M · loan HK$47.65M · min. income ≈ HK$461,880/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$2,250,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,759
−HK$13,061/mo
▼ 0.25% · 3.875%
HK$248,242
−HK$6,578/mo
Today · 4.125%
HK$254,820
baseline
▲ 0.50% · 4.625%
HK$268,252
+HK$13,432/mo
Deposit HK$5.29M · loan HK$47.65M · min. income ≈ HK$509,640/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$2,250,187 · Scale 2, in force from 26 Feb 2026)