LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,730
−HK$7,571/mo
▼ 0.25% · 3.875%
HK$124,486
−HK$3,815/mo
Today · 4.125%
HK$128,301
baseline
▲ 0.50% · 4.625%
HK$136,108
+HK$7,807/mo
Deposit HK$26.47M · loan HK$26.47M · min. income ≈ HK$256,602/mo (50% DSR)
Upfront cash ≈ HK$28.72M (deposit + AVD stamp duty HK$2,250,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,311
−HK$7,257/mo
▼ 0.25% · 3.875%
HK$137,914
−HK$3,654/mo
Today · 4.125%
HK$141,568
baseline
▲ 0.50% · 4.625%
HK$149,030
+HK$7,462/mo
Deposit HK$26.47M · loan HK$26.47M · min. income ≈ HK$283,136/mo (50% DSR)
Upfront cash ≈ HK$28.72M (deposit + AVD stamp duty HK$2,250,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,877
−HK$9,085/mo
▼ 0.25% · 3.875%
HK$149,383
−HK$4,579/mo
Today · 4.125%
HK$153,962
baseline
▲ 0.50% · 4.625%
HK$163,330
+HK$9,368/mo
Deposit HK$21.18M · loan HK$31.77M · min. income ≈ HK$307,924/mo (50% DSR)
Upfront cash ≈ HK$23.43M (deposit + AVD stamp duty HK$2,250,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,174
−HK$8,707/mo
▼ 0.25% · 3.875%
HK$165,496
−HK$4,385/mo
Today · 4.125%
HK$169,881
baseline
▲ 0.50% · 4.625%
HK$178,836
+HK$8,955/mo
Deposit HK$21.18M · loan HK$31.77M · min. income ≈ HK$339,762/mo (50% DSR)
Upfront cash ≈ HK$23.43M (deposit + AVD stamp duty HK$2,250,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,023
−HK$10,599/mo
▼ 0.25% · 3.875%
HK$174,280
−HK$5,342/mo
Today · 4.125%
HK$179,622
baseline
▲ 0.50% · 4.625%
HK$190,551
+HK$10,929/mo
Deposit HK$15.88M · loan HK$37.06M · min. income ≈ HK$359,244/mo (50% DSR)
Upfront cash ≈ HK$18.13M (deposit + AVD stamp duty HK$2,250,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,036
−HK$10,159/mo
▼ 0.25% · 3.875%
HK$193,079
−HK$5,116/mo
Today · 4.125%
HK$198,195
baseline
▲ 0.50% · 4.625%
HK$208,642
+HK$10,447/mo
Deposit HK$15.88M · loan HK$37.06M · min. income ≈ HK$396,390/mo (50% DSR)
Upfront cash ≈ HK$18.13M (deposit + AVD stamp duty HK$2,250,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,315
−HK$13,627/mo
▼ 0.25% · 3.875%
HK$224,074
−HK$6,868/mo
Today · 4.125%
HK$230,942
baseline
▲ 0.50% · 4.625%
HK$244,995
+HK$14,053/mo
Deposit HK$5.29M · loan HK$47.65M · min. income ≈ HK$461,884/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$2,250,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,760
−HK$13,062/mo
▼ 0.25% · 3.875%
HK$248,244
−HK$6,578/mo
Today · 4.125%
HK$254,822
baseline
▲ 0.50% · 4.625%
HK$268,254
+HK$13,432/mo
Deposit HK$5.29M · loan HK$47.65M · min. income ≈ HK$509,644/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$2,250,205 · Scale 2, in force from 26 Feb 2026)