LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,737
−HK$7,571/mo
▼ 0.25% · 3.875%
HK$124,493
−HK$3,815/mo
Today · 4.125%
HK$128,308
baseline
▲ 0.50% · 4.625%
HK$136,116
+HK$7,808/mo
Deposit HK$26.47M · loan HK$26.47M · min. income ≈ HK$256,616/mo (50% DSR)
Upfront cash ≈ HK$28.72M (deposit + AVD stamp duty HK$2,250,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,319
−HK$7,257/mo
▼ 0.25% · 3.875%
HK$137,921
−HK$3,655/mo
Today · 4.125%
HK$141,576
baseline
▲ 0.50% · 4.625%
HK$149,038
+HK$7,462/mo
Deposit HK$26.47M · loan HK$26.47M · min. income ≈ HK$283,152/mo (50% DSR)
Upfront cash ≈ HK$28.72M (deposit + AVD stamp duty HK$2,250,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,885
−HK$9,085/mo
▼ 0.25% · 3.875%
HK$149,391
−HK$4,579/mo
Today · 4.125%
HK$153,970
baseline
▲ 0.50% · 4.625%
HK$163,339
+HK$9,369/mo
Deposit HK$21.18M · loan HK$31.77M · min. income ≈ HK$307,940/mo (50% DSR)
Upfront cash ≈ HK$23.43M (deposit + AVD stamp duty HK$2,250,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,183
−HK$8,708/mo
▼ 0.25% · 3.875%
HK$165,505
−HK$4,386/mo
Today · 4.125%
HK$169,891
baseline
▲ 0.50% · 4.625%
HK$178,846
+HK$8,955/mo
Deposit HK$21.18M · loan HK$31.77M · min. income ≈ HK$339,782/mo (50% DSR)
Upfront cash ≈ HK$23.43M (deposit + AVD stamp duty HK$2,250,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,032
−HK$10,600/mo
▼ 0.25% · 3.875%
HK$174,290
−HK$5,342/mo
Today · 4.125%
HK$179,632
baseline
▲ 0.50% · 4.625%
HK$190,562
+HK$10,930/mo
Deposit HK$15.88M · loan HK$37.06M · min. income ≈ HK$359,264/mo (50% DSR)
Upfront cash ≈ HK$18.14M (deposit + AVD stamp duty HK$2,250,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,046
−HK$10,160/mo
▼ 0.25% · 3.875%
HK$193,090
−HK$5,116/mo
Today · 4.125%
HK$198,206
baseline
▲ 0.50% · 4.625%
HK$208,654
+HK$10,448/mo
Deposit HK$15.88M · loan HK$37.06M · min. income ≈ HK$396,412/mo (50% DSR)
Upfront cash ≈ HK$18.14M (deposit + AVD stamp duty HK$2,250,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,327
−HK$13,628/mo
▼ 0.25% · 3.875%
HK$224,087
−HK$6,868/mo
Today · 4.125%
HK$230,955
baseline
▲ 0.50% · 4.625%
HK$245,008
+HK$14,053/mo
Deposit HK$5.29M · loan HK$47.65M · min. income ≈ HK$461,910/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$2,250,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,774
−HK$13,062/mo
▼ 0.25% · 3.875%
HK$248,258
−HK$6,578/mo
Today · 4.125%
HK$254,836
baseline
▲ 0.50% · 4.625%
HK$268,269
+HK$13,433/mo
Deposit HK$5.29M · loan HK$47.65M · min. income ≈ HK$509,672/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$2,250,329 · Scale 2, in force from 26 Feb 2026)